\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a 2025: \u0643\u064a\u0641 \u0623\u0639\u0627\u062f \u062a\u0634\u0643\u064a\u0644 \u0628\u064a\u0626\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641<\/title>\n<meta name=\"description\" content=\"\u062a\u062d\u0644\u064a\u0644 \u0645\u0639\u0645\u0642 \u064a\u0648\u0636\u062d \u0643\u064a\u0641 \u063a\u064a\u0651\u0631 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a 2025 \u0628\u064a\u0626\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u0648\u0625\u0639\u0627\u062f\u0629 \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062d\u062f\u064a\u062b\u0629.\" \/>\n<style>\n:root{\n --ink:#000000; --accent:#FF7A00; --soft:#FFF4E6; --blue:#2E5BFF;\n}\nhtml,body{margin:0;padding:0;background:#fff;color:var(--ink);font-family:\"Noto Kufi Arabic\",\"Tahoma\",sans-serif;line-height:1.9;}\narticle{max-width:1100px;margin:auto;padding:24px 18px;}\nh1{color:#000;font-size:clamp(26px,4vw,38px);font-weight:800;margin:0 0 18px 0;}\nh2{color:var(--accent);margin:28px 0 14px 0;font-size:clamp(22px,3.2vw,30px);}\np{margin:0 0 14px 0;}\na{color:var(--blue);font-weight:bold;text-decoration:none;}\nfigure{margin:18px 0;}\nimg{max-width:100%;height:auto;display:block;border-radius:12px;}\nblockquote{\n background:var(--soft);\n border-right:4px solid var(--accent);\n padding:14px 16px;margin:16px 0;border-radius:12px;\n}\n.note{background:var(--soft);padding:14px 16px;border-radius:12px;margin:18px 0;}\n.table-wrap{overflow-x:auto;margin:18px 0;}\ntable{width:100%;border-collapse:collapse;background:#fff;border-radius:12px;overflow:hidden;}\nthead th{background:var(--soft);color:#000;padding:12px 10px;text-align:right;border-bottom:1px solid rgba(0,0,0,0.08);}\ntbody td{padding:12px 10px;border-bottom:1px solid rgba(0,0,0,0.08);vertical-align:top;}\ntbody tr:hover{background:#faf6f0;}\n<\/style>\n<\/head>\n\n<body>\n<article>\n\n<header>\n <h1>\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a 2025: \u0643\u064a\u0641 \u0623\u0639\u0627\u062f \u062a\u0634\u0643\u064a\u0644 \u0628\u064a\u0626\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641<\/h1>\n <p>\n \u0645\u0639 \u0628\u062f\u0627\u064a\u0629 \u0639\u0627\u0645 2025\u060c \u0623\u0635\u0628\u062d \u0645\u0646 \u0627\u0644\u0648\u0627\u0636\u062d \u0623\u0646 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\u0627\u0644\u0639\u0627\u0645\u0644\u0629.\n <\/p>\n <p>\n \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u064a\u0648\u0645 \u062a\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u062a\u062d\u0644\u064a\u0644 \u0633\u0644\u0648\u0643 \u0627\u0644\u0623\u0633\u0648\u0627\u0642\u060c \n \u0648\u062a\u0648\u0642\u0639 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629\u060c \n \u0648\u062a\u062d\u0633\u064a\u0646 \u0633\u0644\u0627\u0633\u0644 \u0627\u0644\u062a\u0648\u0631\u064a\u062f\u060c \n \u0628\u0644 \u0648\u062d\u062a\u0649 \u0644\u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u062f\u0642\u064a\u0642\u0629 \u062e\u0644\u0627\u0644 \u062b\u0648\u0627\u0646\u064d. \n \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u0631\u064a\u0631 <a href=\"https:\/\/www.mckinsey.com\/\" target=\"_blank\" rel=\"noopener\">McKinsey<\/a> \u0644\u0639\u0627\u0645 2025\u060c \n \u0641\u0625\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0628\u0646\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a\u0647\u0627 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \n \u0634\u0647\u062f\u062a \u0632\u064a\u0627\u062f\u0629 \u0641\u064a \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629 \u062a\u062c\u0627\u0648\u0632\u062a 40\u066a\u060c \n \u0645\u0639 \u0627\u0646\u062e\u0641\u0627\u0636 \u0641\u064a \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 30\u066a.\n <\/p>\n<\/header>\n\n<section>\n\n <figure>\n <img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1560264280-88b68371db39?ixlib=rb-4.1.0&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D&auto=format&fit=crop&q=80&w=1170\" alt=\"\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644\" loading=\"lazy\" title=\"\">\n <\/figure>\n\n <h2>\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0645\u062d\u0631\u0643 \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u064a<\/h2>\n <p>\n \u0644\u0645 \u064a\u0639\u062f \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0645\u062c\u0631\u062f \u062a\u0642\u0646\u064a\u0629 \u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a\u060c \n \u0628\u0644 \u0623\u0635\u0628\u062d \u0631\u0643\u064a\u0632\u0629 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 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\u0627\u0644\u0637\u0644\u0628\u0629 \n \u0648\u062a\u062e\u0635\u064a\u0635 \u0645\u0633\u0627\u0631\u0627\u062a \u062a\u0639\u0644\u064a\u0645\u064a\u0629 \u062a\u062a\u0646\u0627\u0633\u0628 \u0645\u0639 \u0623\u0633\u0644\u0648\u0628 \u0643\u0644 \u0637\u0627\u0644\u0628.\n <\/p>\n\n <blockquote>\n \u00ab\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u0645 \u064a\u0639\u062f \u062e\u064a\u0627\u0631\u064b\u0627\u060c \u0628\u0644 \u0636\u0631\u0648\u0631\u0629 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0644\u0645\u0646 \u064a\u0631\u064a\u062f \u0627\u0644\u0628\u0642\u0627\u0621 \u0641\u064a \u0627\u0644\u0633\u0648\u0642.\u00bb \n \u2014 \u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u062f\u0649 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a 2025\n <\/blockquote>\n\n <h2>\u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0630\u0643\u064a<\/h2>\n <p>\n \u0645\u0639 \u062a\u0648\u0633\u0639 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u060c \n \u0623\u0635\u0628\u062d\u062a \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0645\u0647\u0627\u0631\u0627\u062a \u062c\u062f\u064a\u062f\u0629 \u062a\u0645\u0632\u062c \u0628\u064a\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0648\u0627\u0644\u0641\u0643\u0631 \u0627\u0644\u0625\u0628\u062f\u0627\u0639\u064a. \n \u0644\u0645 \u062a\u0639\u062f \u0627\u0644\u0628\u0631\u0645\u062c\u0629 \u0623\u0648 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0648\u062d\u062f\u0647\u0627 \u0643\u0627\u0641\u064a\u0629\u060c \n \u0628\u0644 \u0638\u0647\u0631\u062a \u0648\u0638\u0627\u0626\u0641 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u201c\u0641\u0647\u0645 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u201d \u0648\u201c\u0625\u062f\u0627\u0631\u062a\u0647\u201d\u060c \n \u0645\u062b\u0644 \u0645\u0647\u0646\u062f\u0633 \u0627\u0644\u0628\u0631\u0648\u0645\u0628\u062a (Prompt Engineer) \u0648\u0645\u0635\u0645\u0645 \u0627\u0644\u062a\u0641\u0627\u0639\u0644 \u0627\u0644\u062e\u0648\u0627\u0631\u0632\u0645\u064a.\n <\/p>\n <p>\n \u062a\u0634\u064a\u0631 \u0628\u064a\u0627\u0646\u0627\u062a <a href=\"https:\/\/www.pwc.com\/\" target=\"_blank\" rel=\"noopener\">PwC<\/a> \u0625\u0644\u0649 \u0623\u0646 74\u066a \u0645\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \n \u062a\u0639\u062a\u0632\u0645 \u062a\u062f\u0631\u064a\u0628 \u0645\u0648\u0638\u0641\u064a\u0647\u0627 \u0639\u0644\u0649 \u0645\u0647\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u0628\u062d\u0644\u0648\u0644 \u0646\u0647\u0627\u064a\u0629 2025\u060c \n \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0627\u0644\u062a\u0648\u0644\u064a\u062f\u064a \u0641\u064a \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0646\u0635\u0648\u0635 \u0648\u0625\u0646\u0634\u0627\u0621 \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631. \n \u0647\u0630\u0627 \u0627\u0644\u0627\u062a\u062c\u0627\u0647 \u064a\u0634\u064a\u0631 \u0625\u0644\u0649 \u0648\u0644\u0627\u062f\u0629 \u062b\u0642\u0627\u0641\u0629 \u0639\u0645\u0644 \u062c\u062f\u064a\u062f\u0629 \n \u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0628\u064a\u0646 \u0627\u0644\u0625\u0646\u0633\u0627\u0646 \u0648\u0627\u0644\u0622\u0644\u0629 \u0641\u064a \u0628\u064a\u0626\u0629 \u062a\u0641\u0627\u0639\u0644\u064a\u0629 \u0645\u062a\u0643\u0627\u0645\u0644\u0629.\n <\/p>\n\n <h2>\u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u064a\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u0630\u0643\u064a\u0629<\/h2>\n <div class=\"table-wrap\">\n <table aria-label=\"\u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u064a\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\">\n <thead>\n <tr>\n <th>\u0627\u0644\u0639\u0646\u0635\u0631<\/th>\n <th>\u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629<\/th>\n <th>\u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u0630\u0643\u064a\u0629 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/th>\n <\/tr>\n <\/thead>\n <tbody>\n <tr>\n <td>\u0622\u0644\u064a\u0629 \u0627\u0644\u062a\u0646\u0641\u064a\u0630<\/td>\n <td>\u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \u0648\u0627\u0644\u062a\u062c\u0631\u0628\u0629.<\/td>\n <td>\u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0622\u0644\u064a \u0648\u0627\u0644\u062a\u0639\u0644\u0651\u0645 \u0627\u0644\u0645\u0633\u062a\u0645\u0631 \u0644\u0644\u0646\u0645\u0627\u0630\u062c.<\/td>\n <\/tr>\n <tr>\n <td>\u0633\u0631\u0639\u0629 \u0627\u0644\u0625\u0646\u062c\u0627\u0632<\/td>\n <td>\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u0642\u062f\u0631\u0627\u062a \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \u0627\u0644\u0645\u062d\u062f\u0648\u062f\u0629 \u0632\u0645\u0646\u064a\u064b\u0627.<\/td>\n <td>\u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0645\u0639\u0627\u0644\u062c\u0629 \u0641\u0648\u0631\u064a\u0629 \u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u062a\u062d\u062f\u064a\u062b \u0627\u0644\u0644\u062d\u0638\u064a.<\/td>\n <\/tr>\n <tr>\n <td>\u062f\u0642\u0629 \u0627\u0644\u0646\u062a\u0627\u0626\u062c<\/td>\n <td>\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0623\u062e\u0637\u0627\u0621 \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \u0648\u0627\u0644\u062a\u062d\u064a\u0651\u0632 \u0627\u0644\u0634\u062e\u0635\u064a.<\/td>\n <td>\u0645\u0631\u062a\u0641\u0639\u0629 \u0627\u0644\u062f\u0642\u0629 \u0628\u0641\u0636\u0644 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0625\u062d\u0635\u0627\u0626\u064a \u0648\u0627\u0644\u062a\u0639\u0644\u0645 \u0627\u0644\u0645\u062a\u0648\u0627\u0635\u0644.<\/td>\n <\/tr>\n <tr>\n <td>\u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a<\/td>\n <td>\u0636\u0639\u064a\u0641 \u0648\u063a\u0627\u0644\u0628\u064b\u0627 \u064a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u062a\u0642\u0627\u0631\u064a\u0631 \u062b\u0627\u0628\u062a\u0629.<\/td>\n <td>\u0642\u0648\u064a \u0648\u0645\u0633\u062a\u0645\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062d\u0644\u064a\u0644 \u0628\u064a\u0627\u0646\u0627\u062a \u0644\u062d\u0638\u064a\u0629 \u0645\u062a\u063a\u064a\u0631\u0629.<\/td>\n <\/tr>\n <tr>\n <td>\u0627\u0644\u062a\u0637\u0648\u0631 \u0627\u0644\u0648\u0638\u064a\u0641\u064a<\/td>\n <td>\u064a\u062a\u0628\u0639 \u062a\u0633\u0644\u0633\u0644\u064b\u0627 \u0625\u062f\u0627\u0631\u064a\u064b\u0627 \u0628\u0637\u064a\u0626\u064b\u0627.<\/td>\n <td>\u0645\u0631\u0646 \u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0627\u0644\u0645\u0633\u062a\u0645\u0631.<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n <\/div>\n\n <h2>\u0646\u0645\u0627\u0630\u062c \u0639\u0627\u0644\u0645\u064a\u0629 \u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a<\/h2>\n <p>\n \u062a\u0628\u0646\u0651\u062a \u0634\u0631\u0643\u0627\u062a \u0645\u062b\u0644 IBM \u0648Google \u0648Amazon \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0645\u062a\u0642\u062f\u0645\u0629 \u0644\u062f\u0645\u062c \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \n \u0641\u064a \u062c\u0645\u064a\u0639 \u0645\u0631\u0627\u062d\u0644 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u060c \u0645\u0646 \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0633\u0648\u0642 \u0648\u062d\u062a\u0649 \u062e\u062f\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621. \n \u0641\u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u0631\u064a\u0631 <a href=\"https:\/\/www.weforum.org\/\" target=\"_blank\" rel=\"noopener\">World Economic Forum<\/a>\u060c \n \u0623\u062f\u062a \u0647\u0630\u0647 \u0627\u0644\u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0625\u0644\u0649 \u062e\u0644\u0642 \u0645\u0648\u062c\u0629 \u062c\u062f\u064a\u062f\u0629 \u0645\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u0645\u062e\u062a\u0644\u0637\u0629 \n \u0627\u0644\u062a\u064a \u062a\u062c\u0645\u0639 \u0628\u064a\u0646 \u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0648\u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a\u0629 \u0641\u064a \u0622\u0646 \u0648\u0627\u062d\u062f.\n <\/p>\n <p>\n \u0623\u0645\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a\u060c \n \u0641\u0642\u062f \u0628\u062f\u0623\u062a \u062f\u0648\u0644 \u0627\u0644\u062e\u0644\u064a\u062c \u0627\u0644\u0639\u0631\u0628\u064a \u0641\u064a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u0643\u062b\u0641 \u0628\u0645\u062c\u0627\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \n \u0644\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0642\u0637\u0627\u0639\u0627\u062a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629. \n \u0641\u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u060c \u0623\u0637\u0644\u0642\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0648\u0637\u0646\u064a\u0629 \u0644\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062a\u0633\u062a\u0647\u062f\u0641 \n \u062a\u062f\u0631\u064a\u0628 \u0623\u0643\u062b\u0631 \u0645\u0646 100 \u0623\u0644\u0641 \u0634\u0627\u0628 \u0639\u0644\u0649 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0630\u0643\u064a \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2030.\n <\/p>\n\n <div class=\"note\">\n <strong>\u0631\u0624\u064a\u0629 \u062a\u062d\u0644\u064a\u0644\u064a\u0629:<\/strong> \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0644\u064a\u0633 \u0645\u062c\u0631\u062f \u062a\u062d\u062f\u064a\u062b \u062a\u0642\u0646\u064a\u060c \n \u0628\u0644 \u0647\u0648 \u0625\u0639\u0627\u062f\u0629 \u0635\u064a\u0627\u063a\u0629 \u0644\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u064a\u0629. \n \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0643\u0634\u0631\u064a\u0643 \u0641\u064a \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631 \n \u0647\u064a \u0627\u0644\u062a\u064a \u0633\u062a\u0642\u0648\u062f \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u060c \u0628\u064a\u0646\u0645\u0627 \u0633\u064a\u062a\u0631\u0627\u062c\u0639 \u0645\u0646 \u064a\u0631\u0627\u0647 \u062a\u0647\u062f\u064a\u062f\u064b\u0627 \u0644\u0648\u0638\u0627\u0626\u0641\u0647.\n <\/div>\n\n<\/section>\n\n<\/article>\n<\/body>\n<\/html>\n\n<!DOCTYPE html>\n<html lang=\"ar\" dir=\"rtl\">\n<head>\n<meta charset=\"utf-8\" \/>\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1\" \/>\n<title>\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a 2025: \u0643\u064a\u0641 \u0623\u0639\u0627\u062f \u062a\u0634\u0643\u064a\u0644 \u0628\u064a\u0626\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641<\/title>\n<meta name=\"description\" content=\"\u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u062b\u0627\u0646\u064a \u0645\u0646 \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a 2025\u060c \u064a\u0648\u0636\u062d \u0643\u064a\u0641 \u0623\u062b\u0651\u0631 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0639\u0644\u0649 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0641\u064a \u0639\u0635\u0631 \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a.\" \/>\n<style>\n:root{\n --ink:#000000; --accent:#FF7A00; --soft:#FFF4E6; --blue:#2E5BFF;\n}\nhtml,body{margin:0;padding:0;background:#fff;color:var(--ink);font-family:\"Noto Kufi Arabic\",\"Tahoma\",sans-serif;line-height:1.9;}\narticle{max-width:1100px;margin:auto;padding:24px 18px;}\nh2{color:var(--accent);margin:28px 0 14px 0;font-size:clamp(22px,3.2vw,30px);}\np{margin:0 0 14px 0;}\na{color:var(--blue);font-weight:bold;text-decoration:none;}\nfigure{margin:18px 0;}\nimg{max-width:100%;height:auto;display:block;border-radius:12px;}\nblockquote{\n background:var(--soft);\n border-right:4px solid var(--accent);\n padding:14px 16px;margin:16px 0;border-radius:12px;\n}\n.note{background:var(--soft);padding:14px 16px;border-radius:12px;margin:18px 0;}\n<\/style>\n<\/head>\n\n<body>\n<article>\n\n<section>\n\n <figure>\n <img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1501523460185-2aa5d2a0f981?ixlib=rb-4.1.0&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D&auto=format&fit=crop&q=80&w=1231\" alt=\"\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644\" loading=\"lazy\" title=\"\">\n <\/figure>\n\n <h2>\u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0628\u0641\u0639\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/h2>\n <p>\n \u064a\u0645\u0631 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0641\u064a \u0639\u0627\u0645 2025 \u0628\u0623\u0643\u0628\u0631 \u0645\u0648\u062c\u0629 \u062a\u062d\u0648\u0644 \u0645\u0646\u0630 \u0627\u0644\u062b\u0648\u0631\u0629 \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629\u060c \n \u064a\u0642\u0648\u062f\u0647\u0627 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0628\u0648\u0635\u0641\u0647 \u0627\u0644\u0642\u0648\u0629 \u0627\u0644\u062f\u0627\u0641\u0639\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0644\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629. \n \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0628\u0627\u062a\u062a \u0642\u0627\u062f\u0631\u0629 \u0639\u0644\u0649 \u0645\u0646\u0627\u0641\u0633\u0629 \u0627\u0644\u0643\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0642\u0629 \u0628\u0641\u0636\u0644 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0630\u0643\u064a \n \u0627\u0644\u062a\u064a \u062a\u0642\u0644\u0644 \u0627\u0644\u0641\u062c\u0648\u0629 \u0641\u064a \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0648\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a. \n \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u0631\u064a\u0631 <a href=\"https:\/\/www.pwc.com\/\" target=\"_blank\" rel=\"noopener\">PwC Global AI Report<\/a>\u060c \n \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0636\u064a\u0641 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0623\u0643\u062b\u0631 \u0645\u0646 15.7 \u062a\u0631\u064a\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631 \u0625\u0644\u0649 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2030\u060c \n \u0648\u0647\u0648 \u0645\u0627 \u064a\u0639\u0627\u062f\u0644 14\u066a \u0645\u0646 \u0627\u0644\u0646\u0627\u062a\u062c \u0627\u0644\u0645\u062d\u0644\u064a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a.\n <\/p>\n <p>\n \u064a\u0646\u0639\u0643\u0633 \u0647\u0630\u0627 \u0627\u0644\u0646\u0645\u0648 \u0641\u064a \u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0628\u062f\u0644\u064b\u0627 \u0645\u0646 \u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0641\u0631\u062f\u064a\u0629\u060c \n \u062d\u064a\u062b \u0623\u0635\u0628\u062d\u062a \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0645\u0628\u0646\u064a\u0629 \u0639\u0644\u0649 \u0646\u0645\u0627\u0630\u062c \u062a\u0646\u0628\u0624\u064a\u0629 \u062f\u0642\u064a\u0642\u0629. \n \u0643\u0645\u0627 \u0623\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0633\u062a\u062b\u0645\u0631 \u0641\u064a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u0625\u062f\u0627\u0631\u0629 \u0633\u0644\u0627\u0633\u0644 \u0627\u0644\u062a\u0648\u0631\u064a\u062f\u060c \n \u062d\u0642\u0642\u062a \u062a\u062e\u0641\u064a\u0636\u064b\u0627 \u0641\u064a \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0644\u0648\u062c\u0633\u062a\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 \u062a\u062c\u0627\u0648\u0632\u062a 35\u066a \u062e\u0644\u0627\u0644 \u062b\u0644\u0627\u062b \u0633\u0646\u0648\u0627\u062a \u0641\u0642\u0637. \n \u0647\u0630\u0627 \u0627\u0644\u062a\u063a\u064a\u064a\u0631 \u062c\u0639\u0644 \u0645\u0646 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0639\u0646\u0635\u0631\u064b\u0627 \u0645\u0631\u0643\u0632\u064a\u064b\u0627 \u0641\u064a \u0625\u0639\u0627\u062f\u0629 \u0631\u0633\u0645 \u062e\u0631\u064a\u0637\u0629 \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644.\n <\/p>\n\n <blockquote>\n \u00ab\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0647\u0648 \u0623\u0643\u0628\u0631 \u0641\u0631\u0635\u0629 \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0641\u064a \u0639\u0635\u0631\u0646\u0627\u060c \n \u0644\u0643\u0646 \u0641\u0627\u0626\u062f\u062a\u0647 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0645\u062f\u0649 \u0642\u062f\u0631\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0639\u0644\u0649 \u062a\u0647\u064a\u0626\u0629 \u0645\u0648\u0627\u0631\u062f\u0647\u0627 \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \u0644\u0645\u0648\u0627\u0643\u0628\u062a\u0647.\u00bb \n \u2014 \u062f\u0631\u0627\u0633\u0629 PwC 2025\n <\/blockquote>\n\n <h2>\u062a\u062d\u0648\u0644 \u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u062f\u0627\u062e\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a<\/h2>\n <p>\n \u0641\u064a \u0628\u064a\u0626\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062c\u062f\u064a\u062f\u0629\u060c \u0644\u0645 \u064a\u0639\u062f \u0627\u0644\u0639\u0627\u0645\u0644 \u0645\u062c\u0631\u0651\u062f \u0645\u0646\u0641\u0651\u0630 \u0644\u0644\u0645\u0647\u0627\u0645\u060c \n \u0628\u0644 \u0623\u0635\u0628\u062d \u0634\u0631\u064a\u0643\u064b\u0627 \u0641\u064a \u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0628\u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0630\u0643\u064a\u0629. \n \u062a\u062a\u063a\u064a\u0631 \u0627\u0644\u0623\u062f\u0648\u0627\u0631 \u0627\u0644\u0648\u0638\u064a\u0641\u064a\u0629 \u064a\u0648\u0645\u064b\u0627 \u0628\u0639\u062f \u064a\u0648\u0645\u060c \u0641\u0645\u062f\u064a\u0631\u0648 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u064a\u0633\u062a\u062e\u062f\u0645\u0648\u0646 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u0645\u0647\u0627\u0645 \u0628\u0643\u0641\u0627\u0621\u0629\u060c \n \u0648\u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \u064a\u0639\u062a\u0645\u062f\u0648\u0646 \u0639\u0644\u0649 \u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0633\u0644\u0648\u0643\u064a\u0629 \u0644\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u0623\u0646\u0633\u0628. \n \u0643\u0645\u0627 \u0638\u0647\u0631\u062a \u0645\u0633\u0645\u064a\u0627\u062a \u062c\u062f\u064a\u062f\u0629 \u0645\u062b\u0644 “\u0645\u0647\u0646\u062f\u0633 \u0623\u062e\u0644\u0627\u0642\u064a\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a” \u0648”\u0645\u062d\u0644\u0644 \u0627\u0644\u062a\u0639\u0644\u0651\u0645 \u0627\u0644\u0622\u0644\u064a” \n \u0648”\u0645\u0635\u0645\u0645 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0645\u0624\u0633\u0633\u064a”.\n <\/p>\n <p>\n \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u0627\u0631\u064a\u0631 <a href=\"https:\/\/www.mckinsey.com\/\" target=\"_blank\" rel=\"noopener\">McKinsey<\/a>\u060c \n \u0641\u0625\u0646 \u0623\u0643\u062b\u0631 \u0645\u0646 25\u066a \u0645\u0646 \u0627\u0644\u0645\u0647\u0627\u0645 \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0643\u0628\u0631\u0649 \u0633\u062a\u062a\u062d\u0648\u0644 \u0625\u0644\u0649 \u0645\u0647\u0627\u0645 \u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062e\u0644\u0627\u0644 \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u062e\u0645\u0633 \u0627\u0644\u0642\u0627\u062f\u0645\u0629\u060c \n \u0645\u0639 \u062e\u0644\u0642 \u0645\u0644\u0627\u064a\u064a\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0641\u064a \u0645\u062c\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u062f\u0631\u064a\u0628\u060c \u0627\u0644\u0625\u0634\u0631\u0627\u0641\u060c \u0648\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0646\u0645\u0627\u0630\u062c \u0627\u0644\u062a\u0646\u0628\u0624\u064a\u0629.\n <\/p>\n\n <h2>\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/h2>\n <p>\n \u0623\u062d\u062f\u062b\u062a \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062b\u0648\u0631\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0627\u0644\u0628\u0634\u0631\u064a\u0629. \n \u0641\u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u062a\u0648\u0638\u064a\u0641 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0633\u064a\u0631\u0629 \u0627\u0644\u0630\u0627\u062a\u064a\u0629 \u0641\u0642\u0637\u060c \n \u0623\u0635\u0628\u062d\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0623\u062f\u0648\u0627\u062a \u062a\u062d\u0644\u064a\u0644 \u0645\u062a\u0642\u062f\u0645\u0629 \u0644\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0642\u062f\u0631\u0627\u062a \u0648\u0627\u0644\u0633\u0644\u0648\u0643\u064a\u0627\u062a \n \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0631\u0624\u064a\u0629 \u0627\u0644\u062d\u0627\u0633\u0648\u0628\u064a\u0629 \u0648\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0637\u0628\u064a\u0639\u064a\u0629. \n \u0647\u0630\u0647 \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u062a\u064f\u0633\u0627\u0639\u062f \u0641\u064a \u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u062a\u062d\u064a\u0651\u0632 \u0627\u0644\u0628\u0634\u0631\u064a \u0648\u062a\u0636\u0645\u0646 \u0627\u062e\u062a\u064a\u0627\u0631\u064b\u0627 \u0623\u0643\u062b\u0631 \u062f\u0642\u0629 \u0648\u0639\u062f\u0627\u0644\u0629.\n <\/p>\n <p>\n \u0645\u0646\u0635\u0627\u062a \u0645\u062b\u0644 <strong>HireVue<\/strong> \u0648<strong>Eightfold AI<\/strong> \n \u0623\u0635\u0628\u062d\u062a \u0627\u0644\u064a\u0648\u0645 \u0645\u0639\u064a\u0627\u0631\u064b\u0627 \u0639\u0627\u0644\u0645\u064a\u064b\u0627 \u0641\u064a \u0627\u0644\u062a\u0648\u0638\u064a\u0641 \u0627\u0644\u0630\u0643\u064a. \n \u0641\u0647\u064a \u0644\u0627 \u062a\u062d\u0644\u0644 \u0625\u062c\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u0631\u0634\u062d\u064a\u0646 \u0641\u062d\u0633\u0628\u060c \u0628\u0644 \u062a\u0642\u064a\u0651\u0645 \u0646\u0628\u0631\u0627\u062a \u0627\u0644\u0635\u0648\u062a \u0648\u062a\u0639\u0628\u064a\u0631\u0627\u062a \u0627\u0644\u0648\u062c\u0647 \n \u0644\u062a\u062d\u062f\u064a\u062f \u0645\u062f\u0649 \u0645\u0644\u0627\u0621\u0645\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0644\u0644\u062b\u0642\u0627\u0641\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u064a\u0629. \n \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0631\u0641\u0639 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u062a\u0648\u0638\u064a\u0641 \u0627\u0644\u0646\u0627\u062c\u062d \u0628\u0646\u0633\u0628\u0629 27\u066a \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0623\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629.\n <\/p>\n\n <blockquote>\n \u00ab\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u0627 \u064a\u0644\u063a\u064a \u0627\u0644\u0648\u0638\u0627\u0626\u0641\u060c \u0628\u0644 \u064a\u0644\u063a\u064a \u0627\u0644\u0645\u0647\u0627\u0645 \u0627\u0644\u062a\u064a \u062a\u0642\u062a\u0644 \u0627\u0644\u0625\u0628\u062f\u0627\u0639 \u0627\u0644\u0628\u0634\u0631\u064a.\u00bb \n \u2014 \u0645\u062c\u0644\u0629 Harvard Business Review\u060c \u0639\u062f\u062f \u0645\u0627\u064a\u0648 2025\n <\/blockquote>\n\n <h2>\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0648\u0627\u0644\u062a\u062d\u0648\u0644 \u0646\u062d\u0648 \u0627\u0644\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0630\u0643\u064a\u0629<\/h2>\n <p>\n \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645 \u0627\u0644\u0639\u0631\u0628\u064a\u060c \u0628\u062f\u0623\u062a \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0641\u064a \u062a\u0628\u0646\u064a \u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0644\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0639\u062a\u0645\u0627\u062f\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u060c \n \u062e\u0627\u0635\u0629 \u0641\u064a \u0645\u062c\u0627\u0644\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629. \n \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c \u0623\u0637\u0644\u0642\u062a \u0631\u0624\u064a\u0629 2030 \u0628\u0631\u0646\u0627\u0645\u062c\u064b\u0627 \u064a\u0647\u062f\u0641 \u0625\u0644\u0649 \u0631\u0642\u0645\u0646\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 80\u066a\u060c \n \u0628\u064a\u0646\u0645\u0627 \u0631\u0643\u0632\u062a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0639\u0644\u0649 \u0628\u0646\u0627\u0621 \u0645\u0646\u0638\u0648\u0645\u0629 \u0648\u0637\u0646\u064a\u0629 \u0644\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062a\u0634\u0645\u0644 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u060c \u0627\u0644\u0646\u0642\u0644\u060c \u0648\u0627\u0644\u0637\u0627\u0642\u0629. \n \u0648\u0642\u062f \u0633\u0627\u0639\u062f\u062a \u0647\u0630\u0647 \u0627\u0644\u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0641\u064a \u062e\u0644\u0642 \u0641\u0631\u0635 \u0639\u0645\u0644 \u062c\u062f\u064a\u062f\u0629 \u0641\u064a \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0628\u0631\u0645\u062c\u064a\u0627\u062a.\n <\/p>\n <p>\n \u0623\u0645\u0627 \u0641\u064a \u0627\u0644\u0645\u063a\u0631\u0628 \u0648\u0645\u0635\u0631\u060c \u0641\u0628\u062f\u0623\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0628\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u062d\u0644\u0648\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \n \u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0644\u0648\u062c\u0633\u062a\u064a\u0629 \u0648\u0627\u0644\u062a\u0633\u0648\u064a\u0642 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \n \u0645\u0645\u0627 \u0633\u0627\u0647\u0645 \u0641\u064a \u0631\u0641\u0639 \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629 \u0648\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629. \n \u0648\u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0645\u0639 \u0645\u0624\u0633\u0633\u0627\u062a \u0645\u062b\u0644 <a href=\"https:\/\/www.weforum.org\/\" target=\"_blank\" rel=\"noopener\">World Economic Forum<\/a> \n \u0648<a href=\"https:\/\/www.unesco.org\/\" target=\"_blank\" rel=\"noopener\">UNESCO<\/a>\u060c \n \u062a\u0639\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u062f\u0648\u0644 \u0639\u0644\u0649 \u062a\u0637\u0648\u064a\u0631 \u0623\u0637\u0631 \u0623\u062e\u0644\u0627\u0642\u064a\u0629 \u0648\u062a\u0634\u0631\u064a\u0639\u064a\u0629 \u062a\u0636\u0645\u0646 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0622\u0645\u0646 \u0644\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0630\u0643\u064a\u0629.\n <\/p>\n\n <h2>\u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0630\u0643\u064a<\/h2>\n <p>\n \u0631\u063a\u0645 \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0643\u0628\u064a\u0631\u0629\u060c \u0644\u0627 \u064a\u062e\u0644\u0648 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0645\u0646 \u062a\u062d\u062f\u064a\u0627\u062a. \n \u0623\u0628\u0631\u0632\u0647\u0627 \u0647\u0648 \u0627\u0644\u062a\u0648\u0627\u0632\u0646 \u0628\u064a\u0646 \u0627\u0644\u0623\u062a\u0645\u062a\u0629 \u0648\u062d\u0645\u0627\u064a\u0629 \u0641\u0631\u0635 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0634\u0631\u064a\u0629. \n \u0641\u0643\u0644\u0645\u0627 \u062a\u0648\u0633\u0639\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0641\u064a \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u062e\u0648\u0627\u0631\u0632\u0645\u064a\u0627\u062a\u060c \n \u0632\u0627\u062f\u062a \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u062a\u0634\u0631\u064a\u0639\u0627\u062a \u062a\u0636\u0645\u0646 \u0627\u0644\u0639\u062f\u0627\u0644\u0629 \u0648\u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0641\u064a \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a. \n \u0645\u0646 \u0647\u0646\u0627\u060c \u0628\u0631\u0632\u062a \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u201c\u062d\u0648\u0643\u0645\u0629 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u201d \u0627\u0644\u062a\u064a \u062a\u0647\u062f\u0641 \u0625\u0644\u0649 \u0648\u0636\u0639 \u0645\u0639\u0627\u064a\u064a\u0631 \u0623\u062e\u0644\u0627\u0642\u064a\u0629 \n \u062a\u0631\u0627\u0639\u064a \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0648\u062a\u062d\u0645\u064a \u0645\u0646 \u0627\u0644\u062a\u062d\u064a\u0651\u0632.\n <\/p>\n <p>\n \u062a\u0639\u0645\u0644 \u0645\u0624\u0633\u0633\u0627\u062a \u062f\u0648\u0644\u064a\u0629 \u0645\u062b\u0644 <a href=\"https:\/\/www.oecd.org\/\" target=\"_blank\" rel=\"noopener\">OECD<\/a> \n \u0648<a href=\"https:\/\/www.mit.edu\/\" target=\"_blank\" rel=\"noopener\">MIT<\/a> \u0639\u0644\u0649 \u062a\u0637\u0648\u064a\u0631 \u0645\u0628\u0627\u062f\u0626 \u062a\u0648\u062c\u064a\u0647\u064a\u0629 \n \u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0633\u0624\u0648\u0644 \u0644\u0647\u0630\u0647 \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a. \n \u0647\u0630\u0647 \u0627\u0644\u0645\u0628\u0627\u062f\u0626 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0623\u0631\u0628\u0639\u0629 \u0645\u062d\u0627\u0648\u0631: \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629\u060c \u0627\u0644\u0645\u062d\u0627\u0633\u0628\u0629\u060c \u0627\u0644\u0639\u062f\u0627\u0644\u0629\u060c \u0648\u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629. \n \u0648\u0628\u062f\u0623\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0631\u0627\u0626\u062f\u0629 \u0641\u064a \u062f\u0645\u062c \u0647\u0630\u0647 \u0627\u0644\u0645\u0628\u0627\u062f\u0626 \u0636\u0645\u0646 \u0633\u064a\u0627\u0633\u0627\u062a\u0647\u0627 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629.\n <\/p>\n\n <div class=\"note\">\n <strong>\u062a\u062d\u0644\u064a\u0644 \u062e\u062a\u0627\u0645\u064a:<\/strong> \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u063a\u064a\u0651\u0631 \u0645\u0648\u0627\u0632\u064a\u0646 \u0627\u0644\u0642\u0648\u0649 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644. \n \u0644\u0645 \u064a\u0639\u062f \u0627\u0644\u062a\u0641\u0648\u0642 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0630\u0627\u062a \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0623\u0643\u0628\u0631\u060c \n \u0628\u0644 \u0644\u062a\u0644\u0643 \u0627\u0644\u062a\u064a \u062a\u0645\u062a\u0644\u0643 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0628\u0630\u0643\u0627\u0621\u060c \n \u0648\u062a\u0637\u0648\u064a\u0631 \u0646\u0645\u0627\u0630\u062c \u0642\u0627\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0639\u0644\u0651\u0645 \u0648\u0627\u0644\u062a\u0643\u064a\u0651\u0641 \u0645\u0639 \u0627\u0644\u062a\u062d\u0648\u0644\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0639\u0629 \u0641\u064a \u0627\u0644\u0633\u0648\u0642.\n <\/div>\n\n<\/section>\n\n<\/article>\n<\/body>\n<\/html>\n\n<!DOCTYPE html>\n<html lang=\"ar\" dir=\"rtl\">\n<head>\n<meta charset=\"utf-8\" \/>\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1\" \/>\n<title>\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a 2025: \u0643\u064a\u0641 \u0623\u0639\u0627\u062f \u062a\u0634\u0643\u064a\u0644 \u0628\u064a\u0626\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641<\/title>\n<meta name=\"description\" content=\"\u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u062b\u0627\u0644\u062b \u0648\u0627\u0644\u0623\u062e\u064a\u0631 \u0645\u0646 \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a 2025\u060c \u064a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u060c \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a\u060c \u0627\u0644\u0641\u0631\u0635\u060c \u0648\u0627\u0644\u0645\u0631\u0627\u062c\u0639 \u0627\u0644\u0643\u0627\u0645\u0644\u0629.\" \/>\n<style>\n:root{\n --ink:#000000; --accent:#FF7A00; --soft:#FFF4E6; --blue:#2E5BFF; --white:#FFFFFF;\n}\nhtml,body{margin:0;padding:0;background:#fff;color:var(--ink);font-family:\"Noto Kufi Arabic\",\"Tahoma\",sans-serif;line-height:1.9;}\narticle{max-width:1100px;margin:auto;padding:24px 18px;}\nh2{color:var(--accent);margin:28px 0 14px 0;font-size:clamp(22px,3.2vw,30px);}\np{margin:0 0 14px 0;}\na{color:var(--blue);font-weight:bold;text-decoration:none;}\nfigure{margin:18px 0;}\nimg{max-width:100%;height:auto;display:block;border-radius:12px;}\nblockquote{background:var(--soft);border-right:4px solid var(--accent);padding:14px 16px;margin:16px 0;border-radius:12px;}\n.note{background:var(--soft);padding:14px 16px;border-radius:12px;margin:18px 0;}\ntable{width:100%;border-collapse:collapse;background:#fff;border-radius:12px;overflow:hidden;}\nthead th{background:var(--soft);color:#000;padding:12px;text-align:right;}\ntbody td{padding:12px;border-bottom:1px solid rgba(0,0,0,0.08);}\ntbody tr:hover{background:#faf6f0;}\n\/* FAQ Styling *\/\n.faq-container{\n background:#FFF4E6;\n border-radius:14px;\n box-shadow:0 4px 10px rgba(0,0,0,0.1);\n padding:18px 16px;\n margin:24px 0;\n}\n.faq-item{\n border-bottom:1px solid rgba(0,0,0,0.08);\n padding:12px 0;\n}\n.faq-question{\n cursor:pointer;\n font-weight:bold;\n color:#000;\n position:relative;\n}\n.faq-question::after{\n content:\"+\";\n position:absolute;\n left:0;\n top:0;\n font-weight:bold;\n}\n.faq-answer{\n display:none;\n margin-top:10px;\n color:#000;\n transition:all 0.3s ease;\n}\n.faq-item.active .faq-answer{display:block;}\n.faq-item.active .faq-question::after{content:\"\u2212\";}\n.buttons{\n display:grid;\n grid-template-columns:repeat(auto-fit,minmax(220px,1fr));\n gap:16px;\n margin-top:22px;\n}\n.button-link{\n background:var(--blue);\n color:var(--white);\n text-align:center;\n padding:16px;\n border-radius:28px;\n box-shadow:0 3px 8px rgba(0,0,0,0.15);\n font-weight:bold;\n text-decoration:none;\n display:flex;\n flex-direction:column;\n align-items:center;\n justify-content:center;\n transition:transform 0.3s ease, background 0.3s ease;\n}\n.button-link:hover{transform:scale(1.05);background:#1e47cc;}\n.icon{font-size:28px;margin-bottom:6px;}\n.label{font-size:16px;line-height:1.3;}\n<\/style>\n<\/head>\n\n<body>\n<article>\n\n<section>\n\n <figure>\n <img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1717386255886-6ae56e497f9a?ixlib=rb-4.1.0&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D&auto=format&fit=crop&q=80&w=1170\" alt=\"\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644\" loading=\"lazy\" title=\"\">\n <\/figure>\n\n <h2>\u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644: \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0639\u0635\u0631 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/h2>\n <p>\n \u0645\u0639 \u0646\u0647\u0627\u064a\u0629 \u0639\u0627\u0645 2025\u060c \u064a\u062a\u0636\u062d \u0623\u0646 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0623\u0635\u0628\u062d \u0645\u062d\u0648\u0631\u064b\u0627 \u0631\u0626\u064a\u0633\u064a\u064b\u0627 \u0644\u0625\u0639\u0627\u062f\u0629 \u0647\u064a\u0643\u0644\u0629 \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644. \n \u0641\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062d\u062f\u064a\u062b\u0629 \u0644\u0645 \u062a\u0639\u062f \u062a\u0642\u064a\u0651\u0645 \u0645\u0648\u0638\u0641\u064a\u0647\u0627 \u0641\u0642\u0637 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u062a\u0642\u0646\u064a\u0629\u060c \n \u0628\u0644 \u0639\u0644\u0649 \u0642\u062f\u0631\u062a\u0647\u0645 \u0641\u064a \u0627\u0644\u062a\u0641\u0627\u0639\u0644 \u0645\u0639 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u0648\u062a\u0637\u0648\u064a\u0631 \u062d\u0644\u0648\u0644 \u062c\u062f\u064a\u062f\u0629 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0622\u0644\u064a. \n \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0628\u0627\u062a \u0645\u0631\u062a\u0628\u0637\u064b\u0627 \u0628\u0645\u062f\u0649 \u0627\u0646\u062f\u0645\u0627\u062c \u0627\u0644\u0625\u0646\u0633\u0627\u0646 \u0641\u064a \u0627\u0644\u0645\u0646\u0638\u0648\u0645\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \n \u0648\u0644\u064a\u0633 \u0628\u0645\u0642\u062f\u0627\u0631 \u0645\u0627 \u064a\u0645\u0643\u0646 \u0627\u0633\u062a\u0628\u062f\u0627\u0644\u0647 \u0628\u0627\u0644\u0622\u0644\u0629.\n <\/p>\n <p>\n \u0648\u0641\u0642\u064b\u0627 \u0644\u062f\u0631\u0627\u0633\u0629 <a href=\"https:\/\/www.mckinsey.com\/\" target=\"_blank\" rel=\"noopener\">McKinsey<\/a> \u0627\u0644\u0623\u062e\u064a\u0631\u0629\u060c \n \u0641\u0625\u0646 \u0623\u0643\u062b\u0631 \u0645\u0646 50\u066a \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0628\u0646\u0651\u062a \u062d\u0644\u0648\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062a\u0645\u0643\u0646\u062a \u0645\u0646 \u062e\u0644\u0642 \u0648\u0638\u0627\u0626\u0641 \u062c\u062f\u064a\u062f\u0629 \n \u0628\u062f\u0644\u064b\u0627 \u0645\u0646 \u0641\u0642\u062f\u0627\u0646\u0647\u0627. \u0647\u0630\u0647 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u062a\u062c\u0645\u0639 \u0628\u064a\u0646 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0628\u0634\u0631\u064a \u0648\u0627\u0644\u0641\u0647\u0645 \u0627\u0644\u062e\u0648\u0627\u0631\u0632\u0645\u064a \n \u0641\u064a \u0645\u062c\u0627\u0644\u0627\u062a \u0643\u0627\u0644\u062a\u0633\u0648\u064a\u0642 \u0627\u0644\u0630\u0643\u064a\u060c \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0645\u062e\u0635\u0635\u060c \u0648\u0627\u0644\u0637\u0628 \u0627\u0644\u062a\u0646\u0628\u0624\u064a.\n <\/p>\n\n <blockquote>\n \u00ab\u0641\u064a \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u060c \u0644\u0646 \u064a\u064f\u0637\u0644\u0628 \u0645\u0646\u0643 \u0623\u0646 \u062a\u062a\u0646\u0627\u0641\u0633 \u0645\u0639 \u0627\u0644\u0622\u0644\u0629\u060c \u0628\u0644 \u0623\u0646 \u062a\u0639\u0631\u0641 \u0643\u064a\u0641 \u062a\u062a\u0639\u0627\u0648\u0646 \u0645\u0639\u0647\u0627.\u00bb \n \u2014 \u0627\u0644\u0645\u0646\u062a\u062f\u0649 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u060c \u062a\u0642\u0631\u064a\u0631 \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 2025\n <\/blockquote>\n\n <h2>\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0643\u0645\u062d\u0641\u0651\u0632 \u0644\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0648\u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629<\/h2>\n <p>\n \u064a\u064f\u0639\u062f \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0627\u0644\u064a\u0648\u0645 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0645\u062c\u0631\u062f \u0648\u0633\u064a\u0644\u0629 \u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0623\u062f\u0627\u0621\u061b \n \u0625\u0646\u0647 \u0623\u062f\u0627\u0629 \u0644\u062e\u0644\u0642 \u0623\u0633\u0648\u0627\u0642 \u062c\u062f\u064a\u062f\u0629 \u0628\u0627\u0644\u0643\u0627\u0645\u0644. \n \u0641\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0628\u0627\u062a\u062a \u062a\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0627\u0644\u062a\u0646\u0628\u0624\u064a\u0629 \u0644\u062a\u062d\u062f\u064a\u062f \u0641\u062c\u0648\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \n \u0642\u0628\u0644 \u0638\u0647\u0648\u0631\u0647\u0627\u060c \u0628\u064a\u0646\u0645\u0627 \u062a\u0639\u062a\u0645\u062f \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0643\u0628\u0631\u0649 \u0639\u0644\u0649 \u0627\u0644\u062e\u0648\u0627\u0631\u0632\u0645\u064a\u0627\u062a \u0644\u0627\u0643\u062a\u0634\u0627\u0641 \u0641\u0631\u0635 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \n \u0644\u0645 \u062a\u0643\u0646 \u0645\u0645\u0643\u0646\u0629 \u0645\u0646 \u0642\u0628\u0644. \n \u0647\u0630\u0627 \u0627\u0644\u062a\u0648\u062c\u0647 \u0623\u062f\u0649 \u0625\u0644\u0649 \u062a\u0633\u0631\u064a\u0639 \u0648\u062a\u064a\u0631\u0629 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0628\u0634\u0643\u0644 \u0644\u0645 \u064a\u0634\u0647\u062f\u0647 \u0627\u0644\u0639\u0627\u0644\u0645 \u0645\u0646\u0630 \u0638\u0647\u0648\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a.\n <\/p>\n <p>\n \u062a\u0634\u064a\u0631 \u062a\u0642\u062f\u064a\u0631\u0627\u062a <a href=\"https:\/\/www.pwc.com\/\" target=\"_blank\" rel=\"noopener\">PwC<\/a> \n \u0625\u0644\u0649 \u0623\u0646 \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0633\u062a\u0632\u062f\u0627\u062f \u0628\u0645\u0639\u062f\u0644 26\u066a \u062e\u0644\u0627\u0644 \u0627\u0644\u0639\u0642\u062f \u0627\u0644\u0642\u0627\u062f\u0645 \n \u0628\u0641\u0636\u0644 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u0642\u0637\u0627\u0639\u0627\u062a \u0627\u0644\u062a\u0635\u0646\u064a\u0639\u060c \u0627\u0644\u0637\u0627\u0642\u0629\u060c \u0648\u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0627\u0644\u064a. \n \u0643\u0645\u0627 \u0633\u064a\u0634\u0647\u062f \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0642\u0641\u0632\u0629 \u0646\u0648\u0639\u064a\u0629 \u0645\u0639 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u0646\u0638\u0645\u0629 \u062a\u0639\u0644\u064a\u0645\u064a\u0629 \u0630\u0643\u064a\u0629 \n \u062a\u0648\u0641\u0631 \u062a\u062c\u0627\u0631\u0628 \u0645\u062e\u0635\u0635\u0629 \u0644\u0643\u0644 \u0637\u0627\u0644\u0628 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0623\u062f\u0627\u0626\u0647 \u0648\u0633\u0631\u0639\u0629 \u062a\u0639\u0644\u0645\u0647.\n <\/p>\n\n <h2>\u0623\u062b\u0631 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0639\u0644\u0649 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0648\u0627\u0644\u0645\u062c\u062a\u0645\u0639<\/h2>\n <p>\n \u0627\u0644\u0623\u062b\u0631 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Forum<\/a> \n \u062a\u0624\u0643\u062f \u0623\u0646 44\u066a \u0645\u0646 \u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0633\u062a\u062a\u063a\u064a\u0631 \u062e\u0644\u0627\u0644 \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u062e\u0645\u0633 \u0627\u0644\u0642\u0627\u062f\u0645\u0629. \n \u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0645\u0633\u062a\u0645\u0631 \u0648\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0642\u062f\u0631\u0627\u062a \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \n \u0644\u0645 \u064a\u0639\u062f \u0631\u0641\u0627\u0647\u064a\u0629 \u0628\u0644 \u0636\u0631\u0648\u0631\u0629 \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0644\u0636\u0645\u0627\u0646 \u0628\u0642\u0627\u0621 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\u0627\u0644\u0643\u0645\u064a\u060c \n \u0628\u0644 \u0623\u0635\u0628\u062d\u062a \u062a\u062a\u0636\u0645\u0646 \u0628\u064f\u0639\u062f\u064b\u0627 \u0625\u0646\u0633\u0627\u0646\u064a\u064b\u0627 \u064a\u0631\u0627\u0639\u064a \u0627\u0644\u0642\u064a\u0645 \u0648\u0627\u0644\u0623\u062e\u0644\u0627\u0642. \n \u0648\u0644\u0647\u0630\u0627 \u0627\u0644\u0633\u0628\u0628 \u0638\u0647\u0631\u062a \u0648\u0638\u064a\u0641\u0629 “\u0645\u0647\u0646\u062f\u0633 \u0627\u0644\u0642\u064a\u0645 \u0627\u0644\u062e\u0648\u0627\u0631\u0632\u0645\u064a\u0629” \n \u0627\u0644\u0630\u064a \u064a\u0636\u0645\u0646 \u0623\u0646 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u062a\u064f\u062f\u0627\u0631 \u0648\u0641\u0642 \u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0639\u062f\u0627\u0644\u0629 \u0648\u0627\u0644\u0645\u0633\u0627\u0648\u0627\u0629.\n <\/p>\n <p>\n \u0639\u0644\u0649 \u0627\u0644\u0635\u0639\u064a\u062f \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u060c \u0628\u062f\u0623\u0646\u0627 \u0646\u0631\u0649 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u062e\u062f\u0645\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a\u060c \n \u0645\u062b\u0644 \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0628\u064a\u0626\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062a\u063a\u064a\u0631 \u0627\u0644\u0645\u0646\u0627\u062e\u064a\u060c \n \u0648\u062a\u0637\u0648\u064a\u0631 \u0623\u062f\u0648\u0627\u062a \u062a\u0639\u0644\u064a\u0645\u064a\u0629 \u062a\u062f\u0639\u0645 \u0630\u0648\u064a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629\u060c \n \u0648\u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0635\u062d\u064a\u0629 \u062a\u062a\u0646\u0628\u0623 \u0628\u0627\u0644\u0623\u0648\u0628\u0626\u0629 \u0642\u0628\u0644 \u0627\u0646\u062a\u0634\u0627\u0631\u0647\u0627. \n \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u0645 \u064a\u0639\u062f \u0645\u062c\u0631\u062f \u0623\u062f\u0627\u0629 \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629\u060c \u0628\u0644 \u0623\u0635\u0628\u062d \u062c\u0632\u0621\u064b\u0627 \u0645\u0646 \u0628\u0646\u064a\u0629 \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u062d\u062f\u064a\u062b\u0629.\n <\/p>\n\n <div class=\"note\">\n <strong>\u0631\u0624\u064a\u0629 \u062e\u062a\u0627\u0645\u064a\u0629:<\/strong> \n \u0644\u0646 \u064a\u0642\u064a\u0633 \u0627\u0644\u062a\u0627\u0631\u064a\u062e \u0645\u062f\u0649 \u0630\u0643\u0627\u0621 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u064a \u0623\u0646\u0634\u0623\u0647\u0627 \u0627\u0644\u0625\u0646\u0633\u0627\u0646\u060c \n \u0628\u0644 \u0645\u062f\u0649 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647 \u0644\u0647\u0630\u0627 \u0627\u0644\u0630\u0643\u0627\u0621 \u0641\u064a \u062a\u062d\u0633\u064a\u0646 \u062c\u0648\u062f\u0629 \u0627\u0644\u062d\u064a\u0627\u0629\u060c \n \u0648\u0636\u0645\u0627\u0646 \u0627\u0644\u0639\u062f\u0627\u0644\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0644\u0644\u0623\u062c\u064a\u0627\u0644 \u0627\u0644\u0642\u0627\u062f\u0645\u0629.\n <\/div>\n\n \n<style>\n.faq-container{\n background:#FFF4E6;\n border-radius:14px;\n box-shadow:0 4px 10px rgba(0,0,0,0.1);\n padding:18px 16px;\n margin:24px 0;\n color:#000000;\n font-family:\"Noto Kufi Arabic\",\"Tahoma\",sans-serif;\n}\n.faq-title{\n color:#FF7A00;\n margin:0 0 12px 0;\n font-size:clamp(22px,3.2vw,30px);\n font-weight:800;\n}\n.faq-item{\n border-bottom:1px solid rgba(0,0,0,0.08);\n padding:8px 0;\n}\n.faq-item:last-child{border-bottom:none;}\n.faq-item summary{\n list-style:none;\n cursor:pointer;\n font-weight:bold;\n color:#000000;\n position:relative;\n padding:12px 40px 12px 12px; \/* \u0645\u0633\u0627\u062d\u0629 \u0644\u0623\u064a\u0642\u0648\u0646\u0629 +\/\u2212 \u0641\u064a \u0627\u0644\u064a\u0633\u0627\u0631 *\/\n border-radius:10px;\n outline:none;\n}\n.faq-item summary::-webkit-details-marker { display:none; }\n.faq-item summary::before{\n content:\"+\";\n position:absolute;\n left:12px; top:50%;\n transform:translateY(-50%);\n font-weight:800;\n font-size:20px;\n}\n.faq-item[open] summary::before{ content:\"\u2212\"; }\n\n.faq-content{\n overflow:hidden;\n max-height:0;\n transition:max-height 0.35s ease;\n will-change:max-height;\n}\n.faq-item[open] .faq-content{ max-height:600px; } \/* \u064a\u0643\u0641\u064a \u0644\u0645\u0639\u0638\u0645 \u0627\u0644\u0625\u062c\u0627\u0628\u0627\u062a *\/\n.faq-content p{ margin:10px 0 12px 0; color:#000000; }\n<\/style>\n\n<section aria-labelledby=\"faq-title\">\n <div class=\"faq-container\">\n <h2 id=\"faq-title\" class=\"faq-title\">\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u062d\u0648\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644<\/h2>\n\n <details class=\"faq-item\">\n <summary>\u0645\u0627 \u0623\u062b\u0631 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0639\u0644\u0649 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062d\u0627\u0644\u064a\u0629\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u064a\u0642\u0644\u0651\u0635 \u0627\u0644\u0645\u0647\u0627\u0645 \u0627\u0644\u062a\u0643\u0631\u0627\u0631\u064a\u0629 \u0648\u064a\u0631\u0641\u0639 \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629\u060c \u0648\u064a\u062e\u0644\u0642 \u0623\u062f\u0648\u0627\u0631\u064b\u0627 \u062c\u062f\u064a\u062f\u0629 \u062a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0648\u0627\u0644\u0625\u0628\u062f\u0627\u0639 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0630\u0643\u064a\u0629.<\/p>\n <\/div>\n <\/details>\n\n <details class=\"faq-item\">\n <summary>\u0647\u0644 \u0633\u064a\u0633\u062a\u0628\u062f\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0627\u0644\u0628\u0634\u0631\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u0644\u0627 \u064a\u0633\u062a\u0628\u062f\u0644 \u0627\u0644\u0628\u0634\u0631 \u0643\u0644\u064a\u064b\u0627\u061b \u0628\u0644 \u064a\u0639\u0632\u0651\u0632 \u0642\u062f\u0631\u0627\u062a\u0647\u0645. \u0627\u0644\u0642\u064a\u0645\u0629 \u062a\u0628\u0642\u0649 \u0641\u064a \u0627\u0644\u062d\u0643\u0645 \u0627\u0644\u0628\u0634\u0631\u064a \u0648\u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0627\u062a \u0648\u0627\u0644\u0633\u064a\u0627\u0642.<\/p>\n <\/div>\n <\/details>\n\n <details class=\"faq-item\">\n <summary>\u0645\u0627 \u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0627\u0644\u0623\u0647\u0645 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0630\u0643\u064a\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0627\u0644\u062a\u0641\u0643\u064a\u0631 \u0627\u0644\u0646\u0642\u062f\u064a\u060c \u0643\u062a\u0627\u0628\u0629 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0644\u0644\u0646\u0645\u0627\u0630\u062c\u060c \u0641\u0647\u0645 \u062d\u062f\u0648\u062f \u0627\u0644\u062e\u0648\u0627\u0631\u0632\u0645\u064a\u0627\u062a\u060c \u0648\u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0645\u062a\u0639\u062f\u062f \u0627\u0644\u062a\u062e\u0635\u0635\u0627\u062a.<\/p>\n <\/div>\n <\/details>\n\n <details class=\"faq-item\">\n <summary>\u0643\u064a\u0641 \u062a\u0633\u062a\u0641\u064a\u062f \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0645\u0646 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u062f\u0648\u0627\u062a \u0633\u062d\u0627\u0628\u064a\u0629 \u0645\u0646\u062e\u0641\u0636\u0629 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0628\u064a\u0639\u0627\u062a\u060c \u0623\u062a\u0645\u062a\u0629 \u062e\u062f\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0648\u062a\u062d\u0633\u064a\u0646 \u0633\u0644\u0627\u0633\u0644 \u0627\u0644\u0625\u0645\u062f\u0627\u062f.<\/p>\n <\/div>\n <\/details>\n\n <details class=\"faq-item\">\n <summary>\u0647\u0644 \u064a\u0647\u062f\u062f \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u0642\u062f \u064a\u0641\u0639\u0644 \u0630\u0644\u0643 \u0625\u0646 \u063a\u0627\u0628\u062a \u0627\u0644\u062d\u0648\u0643\u0645\u0629. \u0627\u0644\u062d\u0644 \u0647\u0648 \u0633\u064a\u0627\u0633\u0627\u062a \u0648\u0627\u0636\u062d\u0629 \u0644\u0644\u062a\u0642\u0644\u064a\u0644 \u0645\u0646 \u062c\u0645\u0639 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0641\u064a \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645.<\/p>\n <\/div>\n <\/details>\n\n <details class=\"faq-item\">\n <summary>\u0645\u0627 \u062f\u0648\u0631 \u0627\u0644\u062d\u0643\u0648\u0645\u0627\u062a \u0641\u064a \u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u0633\u0646 \u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0644\u0644\u0634\u0641\u0627\u0641\u064a\u0629\u060c \u0627\u0644\u0645\u0633\u0627\u0621\u0644\u0629\u060c \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0648\u0645\u0646\u0639 \u0627\u0644\u062a\u062d\u064a\u0651\u0632\u0627\u062a\u061b \u0645\u0639 \u062f\u0639\u0645 \u0628\u0631\u0627\u0645\u062c \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0623\u0647\u064a\u0644 \u0627\u0644\u0645\u0647\u0627\u0631\u064a.<\/p>\n <\/div>\n <\/details>\n\n <details class=\"faq-item\">\n <summary>\u0643\u064a\u0641 \u064a\u063a\u064a\u0651\u0631 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0623\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u062a\u0648\u0638\u064a\u0641\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u0627\u0639\u062a\u0645\u0627\u062f \u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0630\u0643\u064a\u0629 \u0644\u0644\u0633\u064a\u0631 \u0648\u0627\u0644\u0633\u0644\u0648\u0643 \u0648\u0627\u0644\u0645\u0644\u0627\u0621\u0645\u0629 \u0627\u0644\u062b\u0642\u0627\u0641\u064a\u0629\u060c \u0645\u0627 \u064a\u0642\u0644\u0651\u0644 \u0627\u0644\u062a\u062d\u064a\u0651\u0632 \u0648\u064a\u062d\u0633\u0651\u0646 \u062c\u0648\u062f\u0629 \u0627\u0644\u0627\u062e\u062a\u064a\u0627\u0631.<\/p>\n <\/div>\n <\/details>\n\n <details class=\"faq-item\">\n <summary>\u0647\u0644 \u0627\u0644\u0623\u062a\u0645\u062a\u0629 \u062a\u0642\u0644\u0651\u0635 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0641\u0639\u0644\u064b\u0627\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u0646\u0639\u0645\u060c \u0639\u0628\u0631 \u0627\u0644\u062a\u0646\u0628\u0624 \u0628\u0627\u0644\u0623\u0639\u0637\u0627\u0644\u060c \u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u062c\u062f\u0627\u0648\u0644\u060c \u0648\u062a\u062e\u0641\u064a\u0636 \u0627\u0644\u0647\u062f\u0631\u2014\u0644\u0643\u0646 \u0623\u062b\u0631\u0647\u0627 \u0627\u0644\u0623\u0643\u0628\u0631 \u064a\u0638\u0647\u0631 \u0645\u0639 \u0625\u0639\u0627\u062f\u0629 \u062a\u0635\u0645\u064a\u0645 \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644.<\/p>\n <\/div>\n <\/details>\n\n <details class=\"faq-item\">\n <summary>\u0645\u0627 \u0623\u062b\u0631 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0639\u0644\u0649 \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0648\u0627\u0644\u062a\u062f\u0631\u064a\u0628 \u0627\u0644\u0645\u0647\u0646\u064a\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u064a\u0648\u0641\u0651\u0631 \u062a\u0639\u0644\u0645\u064b\u0627 \u062a\u0643\u064a\u0641\u064a\u064b\u0627 \u0648\u0645\u0633\u0627\u0631\u0627\u062a \u0641\u0631\u062f\u064a\u0629\u060c \u0648\u064a\u062a\u064a\u062d \u062a\u062f\u0631\u064a\u0628\u064b\u0627 \u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0639\u0645\u0644 \u064a\u0631\u0641\u0639 \u0627\u0643\u062a\u0633\u0627\u0628 \u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0628\u0633\u0631\u0639\u0629.<\/p>\n <\/div>\n <\/details>\n\n <details class=\"faq-item\">\n <summary>\u0643\u064a\u0641 \u062a\u0636\u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u064b\u0627 \u0645\u0633\u0624\u0648\u0644\u064b\u0627 \u0644\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u0628\u0623\u0637\u0631 \u00ab\u062d\u0648\u0643\u0645\u0629 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u00bb: \u0627\u062e\u062a\u0628\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0646\u062d\u064a\u0627\u0632\u060c \u062a\u062a\u0628\u0639 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a\u060c \u0648\u0636\u0648\u062d \u0646\u0645\u0627\u0630\u062c \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0648\u062a\u062b\u0642\u064a\u0641 \u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646.<\/p>\n <\/div>\n <\/details>\n\n <\/div>\n<\/section>\n\n\n <h2 style=\"color:#FF7A00;\">\u0627\u0644\u0645\u0631\u0627\u062c\u0639 \u0648\u0627\u0644\u0645\u0635\u0627\u062f\u0631<\/h2>\n <table>\n <thead><tr><th>\u0627\u0644\u0648\u0635\u0641<\/th><th>\u0627\u0644\u0645\u0635\u062f\u0631<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>\u062a\u0642\u0631\u064a\u0631 McKinsey \u0639\u0646 \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u064a \u0641\u064a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/td><td><a href=\"https:\/\/www.mckinsey.com\/\" target=\"_blank\" rel=\"noopener\">McKinsey<\/a><\/td><\/tr>\n <tr><td>\u062a\u062d\u0644\u064a\u0644 PwC \u062d\u0648\u0644 \u0627\u0644\u0623\u062b\u0631 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0644\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/td><td><a href=\"https:\/\/www.pwc.com\/\" target=\"_blank\" rel=\"noopener\">PwC<\/a><\/td><\/tr>\n <tr><td>\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u062f\u0649 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u062d\u0648\u0644 \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0648\u0638\u0627\u0626\u0641<\/td><td><a href=\"https:\/\/www.weforum.org\/\" target=\"_blank\" rel=\"noopener\">World Economic Forum<\/a><\/td><\/tr>\n <tr><td>\u0645\u0628\u0627\u062f\u0626 MIT \u062d\u0648\u0644 \u0623\u062e\u0644\u0627\u0642\u064a\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/td><td><a href=\"https:\/\/www.mit.edu\/\" target=\"_blank\" rel=\"noopener\">MIT<\/a><\/td><\/tr>\n <tr><td>\u0625\u0631\u0634\u0627\u062f\u0627\u062a OECD \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0627\u0644\u0645\u0633\u0624\u0648\u0644<\/td><td><a href=\"https:\/\/www.oecd.org\/\" target=\"_blank\" rel=\"noopener\">OECD<\/a><\/td><\/tr>\n <tr><td>\u062a\u0642\u0631\u064a\u0631 UNESCO \u062d\u0648\u0644 \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0648\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/td><td><a href=\"https:\/\/www.unesco.org\/\" target=\"_blank\" rel=\"noopener\">UNESCO<\/a><\/td><\/tr>\n <tr><td>\u062f\u0631\u0627\u0633\u0629 Harvard Business Review \u0639\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u0630\u0643\u064a\u0629<\/td><td><a href=\"https:\/\/hbr.org\/\" target=\"_blank\" rel=\"noopener\">Harvard Business Review<\/a><\/td><\/tr>\n <\/tbody>\n <\/table>\n\n <h2 style=\"color:#FF7A00;\">\u0644\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0623\u0642\u0633\u0627\u0645 \u0645\u0648\u0642\u0639 MOFIDAI<\/h2>\n <div class=\"buttons\">\n <a class=\"button-link\" href=\"https:\/\/www.mofidai.com\/category\/\u0623\u062e\u0628\u0627\u0631-\u0648\u0645\u0642\u0627\u0644\u0627\u062a\/\"><span class=\"icon\">\ud83d\udcf0<\/span><span class=\"label\">\u0623\u062e\u0628\u0627\u0631 \u0648\u0645\u0642\u0627\u0644\u0627\u062a<\/span><\/a>\n <a class=\"button-link\" href=\"https:\/\/www.mofidai.com\/category\/\u0627\u0644\u062f\u0648\u0631\u0627\u062a\/\"><span class=\"icon\">\ud83c\udf93<\/span><span class=\"label\">\u0627\u0644\u062f\u0648\u0631\u0627\u062a<\/span><\/a>\n <a class=\"button-link\" href=\"https:\/\/www.mofidai.com\/category\/\u0623\u062f\u0648\u0627\u062a-ai\/\"><span class=\"icon\">\ud83e\udde0<\/span><span class=\"label\">\u0623\u062f\u0648\u0627\u062a AI<\/span><\/a>\n <a class=\"button-link\" href=\"https:\/\/www.mofidai.com\/category\/\u062a\u0637\u0628\u064a\u0642\u0627\u062a-\u0648\u0627\u0644\u0639\u0627\u0628\/\"><span class=\"icon\">\ud83c\udfae<\/span><span class=\"label\">\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0648\u0623\u0644\u0639\u0627\u0628<\/span><\/a>\n <\/div>\n\n <footer>\n <p><strong>\u0627\u0644\u0643\u0627\u062a\u0628:<\/strong> RACHID SAYAGH | <strong>\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0646\u0634\u0631:<\/strong> 25 \u0623\u0643\u062a\u0648\u0628\u0631 2025<\/p>\n <\/footer>\n\n<\/section>\n\n<script>\nconst faqs=document.querySelectorAll('.faq-question');\nfaqs.forEach(q=>{\n q.addEventListener('click',()=>{\n const item=q.parentElement;\n item.classList.toggle('active');\n });\n});\n<\/script>\n\n<\/article>\n<\/body>\n<\/html>\n\r\n\t\t<div class=\"review_wrap\">\r\n\t\t\t<div id=\"review-box\" class=\"review-box review-bottom review-percentage\">\r\n\t\t\t\t<div class=\"review-summary\">\r\n\t\t\t\t\t<div class=\"review-final-score\">\r\n\t\t\t\t\t\t<h3>0<span>%<\/span><\/h3>\r\n\t\t\t\t\t\t<h4><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\r\n\t\t\t\t<div class=\"review-short-summary\">\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t\t\r\n\t\t\t<div class=\"user-rate-wrap\">\r\n\t\t\t\t<span class=\"user-rating-text\">\r\n\t\t\t\t\t<strong>\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0648\u0646: <\/strong>\r\n\t\t\t\t\t<span class=\"taq-score\">3.4<\/span>\r\n\t\t\t\t\t<small>( <span class=\"taq-count\">1<\/span> \u0623\u0635\u0648\u0627\u062a)<\/small>\r\n\t\t\t\t<\/span>\r\n\r\n\t\t\t\t<div data-rate=\"68\" data-id=\"1668\" class=\"user-rate taq-user-rate-active\">\r\n\t\t\t\t\t<span class=\"user-rate-image post-large-rate stars-large\">\r\n\t\t\t\t\t\t<span style=\"width:68%\"><\/span>\r\n\t\t\t\t\t<\/span>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"taq-clear\"><\/div>\r\n\t\t\t<\/div>\r\n\t\t\r\n\t\t<\/div>\r\n\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u064a\u0634\u0647\u062f \u0639\u0627\u0644\u0645 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u062a\u062d\u0648\u0644\u064b\u0627 \u062c\u0630\u0631\u064a\u064b\u0627 \u0628\u0641\u0636\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u060c \u0627\u0644\u0630\u064a \u0623\u0635\u0628\u062d \u0645\u062d\u0631\u0643\u064b\u0627 \u0631\u0626\u064a\u0633\u064a\u064b\u0627 \u0644\u0644\u0646\u0645\u0648 \u0648\u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629 \u0641\u064a \u0627\u0644\u0634\u0631\u0643\u0627\u062a. \u0641\u064a \u0639\u0627\u0645 2025\u060c \u062a\u0639\u062a\u0645\u062f \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0639\u0644\u0649 \u062d\u0644\u0648\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u062a\u062d\u0633\u064a\u0646 \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0648\u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u062f\u0642\u064a\u0642\u0629. \u0645\u0646 \u062e\u0644\u0627\u0644 \u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u064a\u0648\u0645\u064a\u0629 \u0648\u062a\u0642\u062f\u064a\u0645 \u062e\u062f\u0645\u0627\u062a \u0645\u062e\u0635\u0635\u0629\u060c \u064a\u063a\u064a\u0631 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0644\u0639\u0628\u0629 \u0641\u064a \u0628\u064a\u0626\u0629 \u0627\u0644\u0639\u0645\u0644. \u0644\u0643\u0646\u060c \u0645\u0627 \u0647\u064a \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0648\u0627\u062c\u0647 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u062a\u062d\u0648\u0644\u061f \u0648\u0643\u064a\u0641 \u064a\u0645\u0643\u0646\u0647\u0627 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0627\u0644\u0642\u0635\u0648\u0649 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a\u061f \u0627\u0643\u062a\u0634\u0641 \u0627\u0644\u0645\u0632\u064a\u062f \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u0642\u0627\u0644 \u0627\u0644\u0634\u064a\u0642 \u0645\u0646 MOFIDAI.<\/p>\n","protected":false},"author":2,"featured_media":1672,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4],"tags":[],"class_list":["post-1668","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4"],"acf":[],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/posts\/1668","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/comments?post=1668"}],"version-history":[{"count":0,"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/posts\/1668\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/media\/1672"}],"wp:attachment":[{"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/media?parent=1668"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/categories?post=1668"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/tags?post=1668"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

{"id":1668,"date":"2025-10-07T15:47:06","date_gmt":"2025-10-07T15:47:06","guid":{"rendered":"https:\/\/www.mofidai.com\/?p=1668"},"modified":"2025-10-25T00:56:48","modified_gmt":"2025-10-25T00:56:48","slug":"%d8%a7%d9%84%d8%b0%d9%83%d8%a7%d8%a1-%d8%a7%d9%84%d8%a7%d8%b5%d8%b7%d9%86%d8%a7%d8%b9%d9%8a-%d9%88%d8%b3%d9%88%d9%82-%d8%a7%d9%84%d8%b9%d9%85%d9%84","status":"publish","type":"post","link":"https:\/\/www.mofidai.com\/ar\/%d8%a7%d9%84%d8%b0%d9%83%d8%a7%d8%a1-%d8%a7%d9%84%d8%a7%d8%b5%d8%b7%d9%86%d8%a7%d8%b9%d9%8a-%d9%88%d8%b3%d9%88%d9%82-%d8%a7%d9%84%d8%b9%d9%85%d9%84\/","title":{"rendered":"\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a 2025: \u0643\u064a\u0641 \u0623\u0639\u0627\u062f \u062a\u0634\u0643\u064a\u0644 \u0628\u064a\u0626\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u061f"},"content":{"rendered":"\n\n\n\n\n\n\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a 2025: \u0643\u064a\u0641 \u0623\u0639\u0627\u062f \u062a\u0634\u0643\u064a\u0644 \u0628\u064a\u0626\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641<\/title>\n<meta name=\"description\" content=\"\u062a\u062d\u0644\u064a\u0644 \u0645\u0639\u0645\u0642 \u064a\u0648\u0636\u062d \u0643\u064a\u0641 \u063a\u064a\u0651\u0631 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a 2025 \u0628\u064a\u0626\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u0648\u0625\u0639\u0627\u062f\u0629 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16px;border-radius:12px;margin:18px 0;}\n.table-wrap{overflow-x:auto;margin:18px 0;}\ntable{width:100%;border-collapse:collapse;background:#fff;border-radius:12px;overflow:hidden;}\nthead th{background:var(--soft);color:#000;padding:12px 10px;text-align:right;border-bottom:1px solid rgba(0,0,0,0.08);}\ntbody td{padding:12px 10px;border-bottom:1px solid rgba(0,0,0,0.08);vertical-align:top;}\ntbody tr:hover{background:#faf6f0;}\n<\/style>\n<\/head>\n\n<body>\n<article>\n\n<header>\n <h1>\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a 2025: \u0643\u064a\u0641 \u0623\u0639\u0627\u062f \u062a\u0634\u0643\u064a\u0644 \u0628\u064a\u0626\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641<\/h1>\n <p>\n \u0645\u0639 \u0628\u062f\u0627\u064a\u0629 \u0639\u0627\u0645 2025\u060c \u0623\u0635\u0628\u062d \u0645\u0646 \u0627\u0644\u0648\u0627\u0636\u062d \u0623\u0646 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u0645 \u064a\u0639\u062f \u0645\u062c\u0631\u062f \u0623\u062f\u0627\u0629 \u062a\u0642\u0646\u064a\u0629\u060c \n \u0628\u0644 \u0645\u062d\u0631\u0643\u064b\u0627 \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u064b\u0627 \u064a\u063a\u064a\u0651\u0631 \u0623\u0633\u0644\u0648\u0628 \u0627\u0644\u062a\u0641\u0643\u064a\u0631 \u0648\u0627\u0644\u0625\u0646\u062a\u0627\u062c \u0641\u064a \u0627\u0644\u0634\u0631\u0643\u0627\u062a. \n \u0641\u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 <strong>\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644<\/strong> \u0644\u0645 \u062a\u0639\u062f \u0639\u0644\u0627\u0642\u0629 \u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0646\u0627\u0641\u0633 \u0628\u064a\u0646 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href=\"https:\/\/www.mckinsey.com\/\" target=\"_blank\" rel=\"noopener\">McKinsey<\/a> \u0644\u0639\u0627\u0645 2025\u060c \n \u0641\u0625\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0628\u0646\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a\u0647\u0627 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \n \u0634\u0647\u062f\u062a \u0632\u064a\u0627\u062f\u0629 \u0641\u064a \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629 \u062a\u062c\u0627\u0648\u0632\u062a 40\u066a\u060c \n \u0645\u0639 \u0627\u0646\u062e\u0641\u0627\u0636 \u0641\u064a \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 30\u066a.\n <\/p>\n<\/header>\n\n<section>\n\n <figure>\n <img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1560264280-88b68371db39?ixlib=rb-4.1.0&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D&auto=format&fit=crop&q=80&w=1170\" alt=\"\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644\" loading=\"lazy\" title=\"\">\n <\/figure>\n\n <h2>\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0645\u062d\u0631\u0643 \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u064a<\/h2>\n <p>\n \u0644\u0645 \u064a\u0639\u062f \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0645\u062c\u0631\u062f \u062a\u0642\u0646\u064a\u0629 \u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a\u060c \n \u0628\u0644 \u0623\u0635\u0628\u062d \u0631\u0643\u064a\u0632\u0629 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 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\u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0641\u0639\u0644\u064a\u060c \n \u0628\u064a\u0646\u0645\u0627 \u062a\u0639\u062a\u0645\u062f \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0635\u0646\u064a\u0639 \u0627\u0644\u0643\u0628\u0631\u0649 \u0639\u0644\u0649 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u062a\u0646\u0628\u0626\u064a \u0644\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u062a\u0648\u0642\u0641\u0627\u062a \u0627\u0644\u0645\u0641\u0627\u062c\u0626\u0629 \u0641\u064a \u062e\u0637\u0648\u0637 \u0627\u0644\u0625\u0646\u062a\u0627\u062c. \n \u0648\u0641\u064a \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u060c \u0628\u062f\u0623\u062a \u0627\u0644\u062c\u0627\u0645\u0639\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u062a\u062d\u0644\u064a\u0644 \u0623\u062f\u0627\u0621 \u0627\u0644\u0637\u0644\u0628\u0629 \n \u0648\u062a\u062e\u0635\u064a\u0635 \u0645\u0633\u0627\u0631\u0627\u062a \u062a\u0639\u0644\u064a\u0645\u064a\u0629 \u062a\u062a\u0646\u0627\u0633\u0628 \u0645\u0639 \u0623\u0633\u0644\u0648\u0628 \u0643\u0644 \u0637\u0627\u0644\u0628.\n <\/p>\n\n <blockquote>\n \u00ab\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u0645 \u064a\u0639\u062f \u062e\u064a\u0627\u0631\u064b\u0627\u060c \u0628\u0644 \u0636\u0631\u0648\u0631\u0629 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0644\u0645\u0646 \u064a\u0631\u064a\u062f \u0627\u0644\u0628\u0642\u0627\u0621 \u0641\u064a \u0627\u0644\u0633\u0648\u0642.\u00bb \n \u2014 \u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u062f\u0649 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a 2025\n <\/blockquote>\n\n <h2>\u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0630\u0643\u064a<\/h2>\n <p>\n \u0645\u0639 \u062a\u0648\u0633\u0639 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u060c \n \u0623\u0635\u0628\u062d\u062a \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0645\u0647\u0627\u0631\u0627\u062a \u062c\u062f\u064a\u062f\u0629 \u062a\u0645\u0632\u062c \u0628\u064a\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0648\u0627\u0644\u0641\u0643\u0631 \u0627\u0644\u0625\u0628\u062f\u0627\u0639\u064a. \n \u0644\u0645 \u062a\u0639\u062f \u0627\u0644\u0628\u0631\u0645\u062c\u0629 \u0623\u0648 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0648\u062d\u062f\u0647\u0627 \u0643\u0627\u0641\u064a\u0629\u060c \n \u0628\u0644 \u0638\u0647\u0631\u062a \u0648\u0638\u0627\u0626\u0641 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u201c\u0641\u0647\u0645 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u201d \u0648\u201c\u0625\u062f\u0627\u0631\u062a\u0647\u201d\u060c \n \u0645\u062b\u0644 \u0645\u0647\u0646\u062f\u0633 \u0627\u0644\u0628\u0631\u0648\u0645\u0628\u062a (Prompt Engineer) \u0648\u0645\u0635\u0645\u0645 \u0627\u0644\u062a\u0641\u0627\u0639\u0644 \u0627\u0644\u062e\u0648\u0627\u0631\u0632\u0645\u064a.\n <\/p>\n <p>\n \u062a\u0634\u064a\u0631 \u0628\u064a\u0627\u0646\u0627\u062a <a href=\"https:\/\/www.pwc.com\/\" target=\"_blank\" rel=\"noopener\">PwC<\/a> \u0625\u0644\u0649 \u0623\u0646 74\u066a \u0645\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \n \u062a\u0639\u062a\u0632\u0645 \u062a\u062f\u0631\u064a\u0628 \u0645\u0648\u0638\u0641\u064a\u0647\u0627 \u0639\u0644\u0649 \u0645\u0647\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u0628\u062d\u0644\u0648\u0644 \u0646\u0647\u0627\u064a\u0629 2025\u060c \n \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0627\u0644\u062a\u0648\u0644\u064a\u062f\u064a \u0641\u064a \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0646\u0635\u0648\u0635 \u0648\u0625\u0646\u0634\u0627\u0621 \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631. \n \u0647\u0630\u0627 \u0627\u0644\u0627\u062a\u062c\u0627\u0647 \u064a\u0634\u064a\u0631 \u0625\u0644\u0649 \u0648\u0644\u0627\u062f\u0629 \u062b\u0642\u0627\u0641\u0629 \u0639\u0645\u0644 \u062c\u062f\u064a\u062f\u0629 \n \u0642\u0627\u0626\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0628\u064a\u0646 \u0627\u0644\u0625\u0646\u0633\u0627\u0646 \u0648\u0627\u0644\u0622\u0644\u0629 \u0641\u064a \u0628\u064a\u0626\u0629 \u062a\u0641\u0627\u0639\u0644\u064a\u0629 \u0645\u062a\u0643\u0627\u0645\u0644\u0629.\n <\/p>\n\n <h2>\u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u064a\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u0630\u0643\u064a\u0629<\/h2>\n <div class=\"table-wrap\">\n <table aria-label=\"\u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u064a\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\">\n <thead>\n <tr>\n <th>\u0627\u0644\u0639\u0646\u0635\u0631<\/th>\n <th>\u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629<\/th>\n <th>\u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u0630\u0643\u064a\u0629 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/th>\n <\/tr>\n <\/thead>\n <tbody>\n <tr>\n <td>\u0622\u0644\u064a\u0629 \u0627\u0644\u062a\u0646\u0641\u064a\u0630<\/td>\n <td>\u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \u0648\u0627\u0644\u062a\u062c\u0631\u0628\u0629.<\/td>\n <td>\u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0622\u0644\u064a \u0648\u0627\u0644\u062a\u0639\u0644\u0651\u0645 \u0627\u0644\u0645\u0633\u062a\u0645\u0631 \u0644\u0644\u0646\u0645\u0627\u0630\u062c.<\/td>\n <\/tr>\n <tr>\n <td>\u0633\u0631\u0639\u0629 \u0627\u0644\u0625\u0646\u062c\u0627\u0632<\/td>\n <td>\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u0642\u062f\u0631\u0627\u062a \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \u0627\u0644\u0645\u062d\u062f\u0648\u062f\u0629 \u0632\u0645\u0646\u064a\u064b\u0627.<\/td>\n <td>\u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0645\u0639\u0627\u0644\u062c\u0629 \u0641\u0648\u0631\u064a\u0629 \u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u062a\u062d\u062f\u064a\u062b \u0627\u0644\u0644\u062d\u0638\u064a.<\/td>\n <\/tr>\n <tr>\n <td>\u062f\u0642\u0629 \u0627\u0644\u0646\u062a\u0627\u0626\u062c<\/td>\n <td>\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0623\u062e\u0637\u0627\u0621 \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \u0648\u0627\u0644\u062a\u062d\u064a\u0651\u0632 \u0627\u0644\u0634\u062e\u0635\u064a.<\/td>\n <td>\u0645\u0631\u062a\u0641\u0639\u0629 \u0627\u0644\u062f\u0642\u0629 \u0628\u0641\u0636\u0644 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0625\u062d\u0635\u0627\u0626\u064a \u0648\u0627\u0644\u062a\u0639\u0644\u0645 \u0627\u0644\u0645\u062a\u0648\u0627\u0635\u0644.<\/td>\n <\/tr>\n <tr>\n <td>\u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a<\/td>\n <td>\u0636\u0639\u064a\u0641 \u0648\u063a\u0627\u0644\u0628\u064b\u0627 \u064a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u062a\u0642\u0627\u0631\u064a\u0631 \u062b\u0627\u0628\u062a\u0629.<\/td>\n <td>\u0642\u0648\u064a \u0648\u0645\u0633\u062a\u0645\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062d\u0644\u064a\u0644 \u0628\u064a\u0627\u0646\u0627\u062a \u0644\u062d\u0638\u064a\u0629 \u0645\u062a\u063a\u064a\u0631\u0629.<\/td>\n <\/tr>\n <tr>\n <td>\u0627\u0644\u062a\u0637\u0648\u0631 \u0627\u0644\u0648\u0638\u064a\u0641\u064a<\/td>\n <td>\u064a\u062a\u0628\u0639 \u062a\u0633\u0644\u0633\u0644\u064b\u0627 \u0625\u062f\u0627\u0631\u064a\u064b\u0627 \u0628\u0637\u064a\u0626\u064b\u0627.<\/td>\n <td>\u0645\u0631\u0646 \u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0627\u0644\u0645\u0633\u062a\u0645\u0631.<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n <\/div>\n\n <h2>\u0646\u0645\u0627\u0630\u062c \u0639\u0627\u0644\u0645\u064a\u0629 \u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a<\/h2>\n <p>\n \u062a\u0628\u0646\u0651\u062a \u0634\u0631\u0643\u0627\u062a \u0645\u062b\u0644 IBM \u0648Google \u0648Amazon \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0645\u062a\u0642\u062f\u0645\u0629 \u0644\u062f\u0645\u062c \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \n \u0641\u064a \u062c\u0645\u064a\u0639 \u0645\u0631\u0627\u062d\u0644 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u060c \u0645\u0646 \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0633\u0648\u0642 \u0648\u062d\u062a\u0649 \u062e\u062f\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621. \n \u0641\u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u0631\u064a\u0631 <a href=\"https:\/\/www.weforum.org\/\" target=\"_blank\" rel=\"noopener\">World Economic Forum<\/a>\u060c \n \u0623\u062f\u062a \u0647\u0630\u0647 \u0627\u0644\u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0625\u0644\u0649 \u062e\u0644\u0642 \u0645\u0648\u062c\u0629 \u062c\u062f\u064a\u062f\u0629 \u0645\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u0645\u062e\u062a\u0644\u0637\u0629 \n \u0627\u0644\u062a\u064a \u062a\u062c\u0645\u0639 \u0628\u064a\u0646 \u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0648\u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a\u0629 \u0641\u064a \u0622\u0646 \u0648\u0627\u062d\u062f.\n <\/p>\n <p>\n \u0623\u0645\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a\u060c \n \u0641\u0642\u062f \u0628\u062f\u0623\u062a \u062f\u0648\u0644 \u0627\u0644\u062e\u0644\u064a\u062c \u0627\u0644\u0639\u0631\u0628\u064a \u0641\u064a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u0643\u062b\u0641 \u0628\u0645\u062c\u0627\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \n \u0644\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0642\u0637\u0627\u0639\u0627\u062a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629. \n \u0641\u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u060c \u0623\u0637\u0644\u0642\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0648\u0637\u0646\u064a\u0629 \u0644\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062a\u0633\u062a\u0647\u062f\u0641 \n \u062a\u062f\u0631\u064a\u0628 \u0623\u0643\u062b\u0631 \u0645\u0646 100 \u0623\u0644\u0641 \u0634\u0627\u0628 \u0639\u0644\u0649 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0630\u0643\u064a \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2030.\n <\/p>\n\n <div class=\"note\">\n <strong>\u0631\u0624\u064a\u0629 \u062a\u062d\u0644\u064a\u0644\u064a\u0629:<\/strong> \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0644\u064a\u0633 \u0645\u062c\u0631\u062f \u062a\u062d\u062f\u064a\u062b \u062a\u0642\u0646\u064a\u060c \n \u0628\u0644 \u0647\u0648 \u0625\u0639\u0627\u062f\u0629 \u0635\u064a\u0627\u063a\u0629 \u0644\u0644\u0647\u0648\u064a\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u064a\u0629. \n \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0643\u0634\u0631\u064a\u0643 \u0641\u064a \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631 \n \u0647\u064a \u0627\u0644\u062a\u064a \u0633\u062a\u0642\u0648\u062f \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u060c \u0628\u064a\u0646\u0645\u0627 \u0633\u064a\u062a\u0631\u0627\u062c\u0639 \u0645\u0646 \u064a\u0631\u0627\u0647 \u062a\u0647\u062f\u064a\u062f\u064b\u0627 \u0644\u0648\u0638\u0627\u0626\u0641\u0647.\n <\/div>\n\n<\/section>\n\n<\/article>\n<\/body>\n<\/html>\n\n<!DOCTYPE html>\n<html lang=\"ar\" dir=\"rtl\">\n<head>\n<meta charset=\"utf-8\" \/>\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1\" \/>\n<title>\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a 2025: \u0643\u064a\u0641 \u0623\u0639\u0627\u062f \u062a\u0634\u0643\u064a\u0644 \u0628\u064a\u0626\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641<\/title>\n<meta name=\"description\" content=\"\u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u062b\u0627\u0646\u064a \u0645\u0646 \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a 2025\u060c \u064a\u0648\u0636\u062d \u0643\u064a\u0641 \u0623\u062b\u0651\u0631 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0639\u0644\u0649 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0641\u064a \u0639\u0635\u0631 \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a.\" \/>\n<style>\n:root{\n --ink:#000000; --accent:#FF7A00; --soft:#FFF4E6; --blue:#2E5BFF;\n}\nhtml,body{margin:0;padding:0;background:#fff;color:var(--ink);font-family:\"Noto Kufi Arabic\",\"Tahoma\",sans-serif;line-height:1.9;}\narticle{max-width:1100px;margin:auto;padding:24px 18px;}\nh2{color:var(--accent);margin:28px 0 14px 0;font-size:clamp(22px,3.2vw,30px);}\np{margin:0 0 14px 0;}\na{color:var(--blue);font-weight:bold;text-decoration:none;}\nfigure{margin:18px 0;}\nimg{max-width:100%;height:auto;display:block;border-radius:12px;}\nblockquote{\n background:var(--soft);\n border-right:4px solid var(--accent);\n padding:14px 16px;margin:16px 0;border-radius:12px;\n}\n.note{background:var(--soft);padding:14px 16px;border-radius:12px;margin:18px 0;}\n<\/style>\n<\/head>\n\n<body>\n<article>\n\n<section>\n\n <figure>\n <img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1501523460185-2aa5d2a0f981?ixlib=rb-4.1.0&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D&auto=format&fit=crop&q=80&w=1231\" alt=\"\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644\" loading=\"lazy\" title=\"\">\n <\/figure>\n\n <h2>\u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0628\u0641\u0639\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/h2>\n <p>\n \u064a\u0645\u0631 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0641\u064a \u0639\u0627\u0645 2025 \u0628\u0623\u0643\u0628\u0631 \u0645\u0648\u062c\u0629 \u062a\u062d\u0648\u0644 \u0645\u0646\u0630 \u0627\u0644\u062b\u0648\u0631\u0629 \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629\u060c \n \u064a\u0642\u0648\u062f\u0647\u0627 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0628\u0648\u0635\u0641\u0647 \u0627\u0644\u0642\u0648\u0629 \u0627\u0644\u062f\u0627\u0641\u0639\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0644\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629. \n \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0628\u0627\u062a\u062a \u0642\u0627\u062f\u0631\u0629 \u0639\u0644\u0649 \u0645\u0646\u0627\u0641\u0633\u0629 \u0627\u0644\u0643\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0642\u0629 \u0628\u0641\u0636\u0644 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0630\u0643\u064a \n \u0627\u0644\u062a\u064a \u062a\u0642\u0644\u0644 \u0627\u0644\u0641\u062c\u0648\u0629 \u0641\u064a \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0648\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a. \n \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u0631\u064a\u0631 <a href=\"https:\/\/www.pwc.com\/\" target=\"_blank\" rel=\"noopener\">PwC Global AI Report<\/a>\u060c \n \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0636\u064a\u0641 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0623\u0643\u062b\u0631 \u0645\u0646 15.7 \u062a\u0631\u064a\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631 \u0625\u0644\u0649 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2030\u060c \n \u0648\u0647\u0648 \u0645\u0627 \u064a\u0639\u0627\u062f\u0644 14\u066a \u0645\u0646 \u0627\u0644\u0646\u0627\u062a\u062c \u0627\u0644\u0645\u062d\u0644\u064a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a.\n <\/p>\n <p>\n \u064a\u0646\u0639\u0643\u0633 \u0647\u0630\u0627 \u0627\u0644\u0646\u0645\u0648 \u0641\u064a \u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0628\u062f\u0644\u064b\u0627 \u0645\u0646 \u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0641\u0631\u062f\u064a\u0629\u060c \n \u062d\u064a\u062b \u0623\u0635\u0628\u062d\u062a \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0645\u0628\u0646\u064a\u0629 \u0639\u0644\u0649 \u0646\u0645\u0627\u0630\u062c \u062a\u0646\u0628\u0624\u064a\u0629 \u062f\u0642\u064a\u0642\u0629. \n \u0643\u0645\u0627 \u0623\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0633\u062a\u062b\u0645\u0631 \u0641\u064a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u0625\u062f\u0627\u0631\u0629 \u0633\u0644\u0627\u0633\u0644 \u0627\u0644\u062a\u0648\u0631\u064a\u062f\u060c \n \u062d\u0642\u0642\u062a \u062a\u062e\u0641\u064a\u0636\u064b\u0627 \u0641\u064a \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0644\u0648\u062c\u0633\u062a\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 \u062a\u062c\u0627\u0648\u0632\u062a 35\u066a \u062e\u0644\u0627\u0644 \u062b\u0644\u0627\u062b \u0633\u0646\u0648\u0627\u062a \u0641\u0642\u0637. \n \u0647\u0630\u0627 \u0627\u0644\u062a\u063a\u064a\u064a\u0631 \u062c\u0639\u0644 \u0645\u0646 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0639\u0646\u0635\u0631\u064b\u0627 \u0645\u0631\u0643\u0632\u064a\u064b\u0627 \u0641\u064a \u0625\u0639\u0627\u062f\u0629 \u0631\u0633\u0645 \u062e\u0631\u064a\u0637\u0629 \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644.\n <\/p>\n\n <blockquote>\n \u00ab\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0647\u0648 \u0623\u0643\u0628\u0631 \u0641\u0631\u0635\u0629 \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0641\u064a \u0639\u0635\u0631\u0646\u0627\u060c \n \u0644\u0643\u0646 \u0641\u0627\u0626\u062f\u062a\u0647 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0645\u062f\u0649 \u0642\u062f\u0631\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0639\u0644\u0649 \u062a\u0647\u064a\u0626\u0629 \u0645\u0648\u0627\u0631\u062f\u0647\u0627 \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \u0644\u0645\u0648\u0627\u0643\u0628\u062a\u0647.\u00bb \n \u2014 \u062f\u0631\u0627\u0633\u0629 PwC 2025\n <\/blockquote>\n\n <h2>\u062a\u062d\u0648\u0644 \u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u062f\u0627\u062e\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a<\/h2>\n <p>\n \u0641\u064a \u0628\u064a\u0626\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062c\u062f\u064a\u062f\u0629\u060c \u0644\u0645 \u064a\u0639\u062f \u0627\u0644\u0639\u0627\u0645\u0644 \u0645\u062c\u0631\u0651\u062f \u0645\u0646\u0641\u0651\u0630 \u0644\u0644\u0645\u0647\u0627\u0645\u060c \n \u0628\u0644 \u0623\u0635\u0628\u062d \u0634\u0631\u064a\u0643\u064b\u0627 \u0641\u064a \u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0628\u0645\u0633\u0627\u0639\u062f\u0629 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0630\u0643\u064a\u0629. \n \u062a\u062a\u063a\u064a\u0631 \u0627\u0644\u0623\u062f\u0648\u0627\u0631 \u0627\u0644\u0648\u0638\u064a\u0641\u064a\u0629 \u064a\u0648\u0645\u064b\u0627 \u0628\u0639\u062f \u064a\u0648\u0645\u060c \u0641\u0645\u062f\u064a\u0631\u0648 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u064a\u0633\u062a\u062e\u062f\u0645\u0648\u0646 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u0645\u0647\u0627\u0645 \u0628\u0643\u0641\u0627\u0621\u0629\u060c \n \u0648\u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \u064a\u0639\u062a\u0645\u062f\u0648\u0646 \u0639\u0644\u0649 \u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0633\u0644\u0648\u0643\u064a\u0629 \u0644\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0627\u0644\u0623\u0646\u0633\u0628. \n \u0643\u0645\u0627 \u0638\u0647\u0631\u062a \u0645\u0633\u0645\u064a\u0627\u062a \u062c\u062f\u064a\u062f\u0629 \u0645\u062b\u0644 “\u0645\u0647\u0646\u062f\u0633 \u0623\u062e\u0644\u0627\u0642\u064a\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a” \u0648”\u0645\u062d\u0644\u0644 \u0627\u0644\u062a\u0639\u0644\u0651\u0645 \u0627\u0644\u0622\u0644\u064a” \n \u0648”\u0645\u0635\u0645\u0645 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0645\u0624\u0633\u0633\u064a”.\n <\/p>\n <p>\n \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u062a\u0642\u0627\u0631\u064a\u0631 <a href=\"https:\/\/www.mckinsey.com\/\" target=\"_blank\" rel=\"noopener\">McKinsey<\/a>\u060c \n \u0641\u0625\u0646 \u0623\u0643\u062b\u0631 \u0645\u0646 25\u066a \u0645\u0646 \u0627\u0644\u0645\u0647\u0627\u0645 \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0643\u0628\u0631\u0649 \u0633\u062a\u062a\u062d\u0648\u0644 \u0625\u0644\u0649 \u0645\u0647\u0627\u0645 \u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062e\u0644\u0627\u0644 \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u062e\u0645\u0633 \u0627\u0644\u0642\u0627\u062f\u0645\u0629\u060c \n \u0645\u0639 \u062e\u0644\u0642 \u0645\u0644\u0627\u064a\u064a\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0641\u064a \u0645\u062c\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u062f\u0631\u064a\u0628\u060c \u0627\u0644\u0625\u0634\u0631\u0627\u0641\u060c \u0648\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0646\u0645\u0627\u0630\u062c \u0627\u0644\u062a\u0646\u0628\u0624\u064a\u0629.\n <\/p>\n\n <h2>\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/h2>\n <p>\n \u0623\u062d\u062f\u062b\u062a \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062b\u0648\u0631\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0627\u0644\u0628\u0634\u0631\u064a\u0629. \n \u0641\u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0644\u062a\u0648\u0638\u064a\u0641 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0633\u064a\u0631\u0629 \u0627\u0644\u0630\u0627\u062a\u064a\u0629 \u0641\u0642\u0637\u060c \n \u0623\u0635\u0628\u062d\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0623\u062f\u0648\u0627\u062a \u062a\u062d\u0644\u064a\u0644 \u0645\u062a\u0642\u062f\u0645\u0629 \u0644\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0642\u062f\u0631\u0627\u062a \u0648\u0627\u0644\u0633\u0644\u0648\u0643\u064a\u0627\u062a \n \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0631\u0624\u064a\u0629 \u0627\u0644\u062d\u0627\u0633\u0648\u0628\u064a\u0629 \u0648\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0637\u0628\u064a\u0639\u064a\u0629. \n \u0647\u0630\u0647 \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u062a\u064f\u0633\u0627\u0639\u062f \u0641\u064a \u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u062a\u062d\u064a\u0651\u0632 \u0627\u0644\u0628\u0634\u0631\u064a \u0648\u062a\u0636\u0645\u0646 \u0627\u062e\u062a\u064a\u0627\u0631\u064b\u0627 \u0623\u0643\u062b\u0631 \u062f\u0642\u0629 \u0648\u0639\u062f\u0627\u0644\u0629.\n <\/p>\n <p>\n \u0645\u0646\u0635\u0627\u062a \u0645\u062b\u0644 <strong>HireVue<\/strong> \u0648<strong>Eightfold AI<\/strong> \n \u0623\u0635\u0628\u062d\u062a \u0627\u0644\u064a\u0648\u0645 \u0645\u0639\u064a\u0627\u0631\u064b\u0627 \u0639\u0627\u0644\u0645\u064a\u064b\u0627 \u0641\u064a \u0627\u0644\u062a\u0648\u0638\u064a\u0641 \u0627\u0644\u0630\u0643\u064a. \n \u0641\u0647\u064a \u0644\u0627 \u062a\u062d\u0644\u0644 \u0625\u062c\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u0631\u0634\u062d\u064a\u0646 \u0641\u062d\u0633\u0628\u060c \u0628\u0644 \u062a\u0642\u064a\u0651\u0645 \u0646\u0628\u0631\u0627\u062a \u0627\u0644\u0635\u0648\u062a \u0648\u062a\u0639\u0628\u064a\u0631\u0627\u062a \u0627\u0644\u0648\u062c\u0647 \n \u0644\u062a\u062d\u062f\u064a\u062f \u0645\u062f\u0649 \u0645\u0644\u0627\u0621\u0645\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0644\u0644\u062b\u0642\u0627\u0641\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u064a\u0629. \n \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0631\u0641\u0639 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u062a\u0648\u0638\u064a\u0641 \u0627\u0644\u0646\u0627\u062c\u062d \u0628\u0646\u0633\u0628\u0629 27\u066a \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0623\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629.\n <\/p>\n\n <blockquote>\n \u00ab\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u0627 \u064a\u0644\u063a\u064a \u0627\u0644\u0648\u0638\u0627\u0626\u0641\u060c \u0628\u0644 \u064a\u0644\u063a\u064a \u0627\u0644\u0645\u0647\u0627\u0645 \u0627\u0644\u062a\u064a \u062a\u0642\u062a\u0644 \u0627\u0644\u0625\u0628\u062f\u0627\u0639 \u0627\u0644\u0628\u0634\u0631\u064a.\u00bb \n \u2014 \u0645\u062c\u0644\u0629 Harvard Business Review\u060c \u0639\u062f\u062f \u0645\u0627\u064a\u0648 2025\n <\/blockquote>\n\n <h2>\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0648\u0627\u0644\u062a\u062d\u0648\u0644 \u0646\u062d\u0648 \u0627\u0644\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0630\u0643\u064a\u0629<\/h2>\n <p>\n \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645 \u0627\u0644\u0639\u0631\u0628\u064a\u060c \u0628\u062f\u0623\u062a \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0641\u064a \u062a\u0628\u0646\u064a \u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0644\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0639\u062a\u0645\u0627\u062f\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u060c \n \u062e\u0627\u0635\u0629 \u0641\u064a \u0645\u062c\u0627\u0644\u0627\u062a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629. \n \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c \u0623\u0637\u0644\u0642\u062a \u0631\u0624\u064a\u0629 2030 \u0628\u0631\u0646\u0627\u0645\u062c\u064b\u0627 \u064a\u0647\u062f\u0641 \u0625\u0644\u0649 \u0631\u0642\u0645\u0646\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 80\u066a\u060c \n \u0628\u064a\u0646\u0645\u0627 \u0631\u0643\u0632\u062a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0639\u0644\u0649 \u0628\u0646\u0627\u0621 \u0645\u0646\u0638\u0648\u0645\u0629 \u0648\u0637\u0646\u064a\u0629 \u0644\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062a\u0634\u0645\u0644 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u060c \u0627\u0644\u0646\u0642\u0644\u060c \u0648\u0627\u0644\u0637\u0627\u0642\u0629. \n \u0648\u0642\u062f \u0633\u0627\u0639\u062f\u062a \u0647\u0630\u0647 \u0627\u0644\u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0641\u064a \u062e\u0644\u0642 \u0641\u0631\u0635 \u0639\u0645\u0644 \u062c\u062f\u064a\u062f\u0629 \u0641\u064a \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0628\u0631\u0645\u062c\u064a\u0627\u062a.\n <\/p>\n <p>\n \u0623\u0645\u0627 \u0641\u064a \u0627\u0644\u0645\u063a\u0631\u0628 \u0648\u0645\u0635\u0631\u060c \u0641\u0628\u062f\u0623\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0628\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u062d\u0644\u0648\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \n \u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0644\u0648\u062c\u0633\u062a\u064a\u0629 \u0648\u0627\u0644\u062a\u0633\u0648\u064a\u0642 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \n \u0645\u0645\u0627 \u0633\u0627\u0647\u0645 \u0641\u064a \u0631\u0641\u0639 \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629 \u0648\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629. \n \u0648\u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0645\u0639 \u0645\u0624\u0633\u0633\u0627\u062a \u0645\u062b\u0644 <a href=\"https:\/\/www.weforum.org\/\" target=\"_blank\" rel=\"noopener\">World Economic Forum<\/a> \n \u0648<a href=\"https:\/\/www.unesco.org\/\" target=\"_blank\" rel=\"noopener\">UNESCO<\/a>\u060c \n \u062a\u0639\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u062f\u0648\u0644 \u0639\u0644\u0649 \u062a\u0637\u0648\u064a\u0631 \u0623\u0637\u0631 \u0623\u062e\u0644\u0627\u0642\u064a\u0629 \u0648\u062a\u0634\u0631\u064a\u0639\u064a\u0629 \u062a\u0636\u0645\u0646 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0622\u0645\u0646 \u0644\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0630\u0643\u064a\u0629.\n <\/p>\n\n <h2>\u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0630\u0643\u064a<\/h2>\n <p>\n \u0631\u063a\u0645 \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0643\u0628\u064a\u0631\u0629\u060c \u0644\u0627 \u064a\u062e\u0644\u0648 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0645\u0646 \u062a\u062d\u062f\u064a\u0627\u062a. \n \u0623\u0628\u0631\u0632\u0647\u0627 \u0647\u0648 \u0627\u0644\u062a\u0648\u0627\u0632\u0646 \u0628\u064a\u0646 \u0627\u0644\u0623\u062a\u0645\u062a\u0629 \u0648\u062d\u0645\u0627\u064a\u0629 \u0641\u0631\u0635 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0634\u0631\u064a\u0629. \n \u0641\u0643\u0644\u0645\u0627 \u062a\u0648\u0633\u0639\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0641\u064a \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u062e\u0648\u0627\u0631\u0632\u0645\u064a\u0627\u062a\u060c \n \u0632\u0627\u062f\u062a \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u062a\u0634\u0631\u064a\u0639\u0627\u062a \u062a\u0636\u0645\u0646 \u0627\u0644\u0639\u062f\u0627\u0644\u0629 \u0648\u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0641\u064a \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a. \n \u0645\u0646 \u0647\u0646\u0627\u060c \u0628\u0631\u0632\u062a \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u201c\u062d\u0648\u0643\u0645\u0629 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u201d \u0627\u0644\u062a\u064a \u062a\u0647\u062f\u0641 \u0625\u0644\u0649 \u0648\u0636\u0639 \u0645\u0639\u0627\u064a\u064a\u0631 \u0623\u062e\u0644\u0627\u0642\u064a\u0629 \n \u062a\u0631\u0627\u0639\u064a \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0648\u062a\u062d\u0645\u064a \u0645\u0646 \u0627\u0644\u062a\u062d\u064a\u0651\u0632.\n <\/p>\n <p>\n \u062a\u0639\u0645\u0644 \u0645\u0624\u0633\u0633\u0627\u062a \u062f\u0648\u0644\u064a\u0629 \u0645\u062b\u0644 <a href=\"https:\/\/www.oecd.org\/\" target=\"_blank\" rel=\"noopener\">OECD<\/a> \n \u0648<a href=\"https:\/\/www.mit.edu\/\" target=\"_blank\" rel=\"noopener\">MIT<\/a> \u0639\u0644\u0649 \u062a\u0637\u0648\u064a\u0631 \u0645\u0628\u0627\u062f\u0626 \u062a\u0648\u062c\u064a\u0647\u064a\u0629 \n \u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0633\u0624\u0648\u0644 \u0644\u0647\u0630\u0647 \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a. \n \u0647\u0630\u0647 \u0627\u0644\u0645\u0628\u0627\u062f\u0626 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0623\u0631\u0628\u0639\u0629 \u0645\u062d\u0627\u0648\u0631: \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629\u060c \u0627\u0644\u0645\u062d\u0627\u0633\u0628\u0629\u060c \u0627\u0644\u0639\u062f\u0627\u0644\u0629\u060c \u0648\u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629. \n \u0648\u0628\u062f\u0623\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0631\u0627\u0626\u062f\u0629 \u0641\u064a \u062f\u0645\u062c \u0647\u0630\u0647 \u0627\u0644\u0645\u0628\u0627\u062f\u0626 \u0636\u0645\u0646 \u0633\u064a\u0627\u0633\u0627\u062a\u0647\u0627 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629.\n <\/p>\n\n <div class=\"note\">\n <strong>\u062a\u062d\u0644\u064a\u0644 \u062e\u062a\u0627\u0645\u064a:<\/strong> \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u063a\u064a\u0651\u0631 \u0645\u0648\u0627\u0632\u064a\u0646 \u0627\u0644\u0642\u0648\u0649 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644. \n \u0644\u0645 \u064a\u0639\u062f \u0627\u0644\u062a\u0641\u0648\u0642 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0630\u0627\u062a \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0623\u0643\u0628\u0631\u060c \n \u0628\u0644 \u0644\u062a\u0644\u0643 \u0627\u0644\u062a\u064a \u062a\u0645\u062a\u0644\u0643 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0628\u0630\u0643\u0627\u0621\u060c \n \u0648\u062a\u0637\u0648\u064a\u0631 \u0646\u0645\u0627\u0630\u062c \u0642\u0627\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0639\u0644\u0651\u0645 \u0648\u0627\u0644\u062a\u0643\u064a\u0651\u0641 \u0645\u0639 \u0627\u0644\u062a\u062d\u0648\u0644\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0639\u0629 \u0641\u064a \u0627\u0644\u0633\u0648\u0642.\n <\/div>\n\n<\/section>\n\n<\/article>\n<\/body>\n<\/html>\n\n<!DOCTYPE html>\n<html lang=\"ar\" dir=\"rtl\">\n<head>\n<meta charset=\"utf-8\" \/>\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1\" \/>\n<title>\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a 2025: \u0643\u064a\u0641 \u0623\u0639\u0627\u062f \u062a\u0634\u0643\u064a\u0644 \u0628\u064a\u0626\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641<\/title>\n<meta name=\"description\" content=\"\u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u062b\u0627\u0644\u062b \u0648\u0627\u0644\u0623\u062e\u064a\u0631 \u0645\u0646 \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a 2025\u060c \u064a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u060c \u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a\u060c \u0627\u0644\u0641\u0631\u0635\u060c \u0648\u0627\u0644\u0645\u0631\u0627\u062c\u0639 \u0627\u0644\u0643\u0627\u0645\u0644\u0629.\" \/>\n<style>\n:root{\n --ink:#000000; --accent:#FF7A00; --soft:#FFF4E6; --blue:#2E5BFF; --white:#FFFFFF;\n}\nhtml,body{margin:0;padding:0;background:#fff;color:var(--ink);font-family:\"Noto Kufi Arabic\",\"Tahoma\",sans-serif;line-height:1.9;}\narticle{max-width:1100px;margin:auto;padding:24px 18px;}\nh2{color:var(--accent);margin:28px 0 14px 0;font-size:clamp(22px,3.2vw,30px);}\np{margin:0 0 14px 0;}\na{color:var(--blue);font-weight:bold;text-decoration:none;}\nfigure{margin:18px 0;}\nimg{max-width:100%;height:auto;display:block;border-radius:12px;}\nblockquote{background:var(--soft);border-right:4px solid var(--accent);padding:14px 16px;margin:16px 0;border-radius:12px;}\n.note{background:var(--soft);padding:14px 16px;border-radius:12px;margin:18px 0;}\ntable{width:100%;border-collapse:collapse;background:#fff;border-radius:12px;overflow:hidden;}\nthead th{background:var(--soft);color:#000;padding:12px;text-align:right;}\ntbody td{padding:12px;border-bottom:1px solid rgba(0,0,0,0.08);}\ntbody tr:hover{background:#faf6f0;}\n\/* FAQ Styling *\/\n.faq-container{\n background:#FFF4E6;\n border-radius:14px;\n box-shadow:0 4px 10px rgba(0,0,0,0.1);\n padding:18px 16px;\n margin:24px 0;\n}\n.faq-item{\n border-bottom:1px solid rgba(0,0,0,0.08);\n padding:12px 0;\n}\n.faq-question{\n cursor:pointer;\n font-weight:bold;\n color:#000;\n position:relative;\n}\n.faq-question::after{\n content:\"+\";\n position:absolute;\n left:0;\n top:0;\n font-weight:bold;\n}\n.faq-answer{\n display:none;\n margin-top:10px;\n color:#000;\n transition:all 0.3s ease;\n}\n.faq-item.active .faq-answer{display:block;}\n.faq-item.active .faq-question::after{content:\"\u2212\";}\n.buttons{\n display:grid;\n grid-template-columns:repeat(auto-fit,minmax(220px,1fr));\n gap:16px;\n margin-top:22px;\n}\n.button-link{\n background:var(--blue);\n color:var(--white);\n text-align:center;\n padding:16px;\n border-radius:28px;\n box-shadow:0 3px 8px rgba(0,0,0,0.15);\n font-weight:bold;\n text-decoration:none;\n display:flex;\n flex-direction:column;\n align-items:center;\n justify-content:center;\n transition:transform 0.3s ease, background 0.3s ease;\n}\n.button-link:hover{transform:scale(1.05);background:#1e47cc;}\n.icon{font-size:28px;margin-bottom:6px;}\n.label{font-size:16px;line-height:1.3;}\n<\/style>\n<\/head>\n\n<body>\n<article>\n\n<section>\n\n <figure>\n <img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1717386255886-6ae56e497f9a?ixlib=rb-4.1.0&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D&auto=format&fit=crop&q=80&w=1170\" alt=\"\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644\" loading=\"lazy\" title=\"\">\n <\/figure>\n\n <h2>\u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644: \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0639\u0635\u0631 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/h2>\n <p>\n \u0645\u0639 \u0646\u0647\u0627\u064a\u0629 \u0639\u0627\u0645 2025\u060c \u064a\u062a\u0636\u062d \u0623\u0646 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0623\u0635\u0628\u062d \u0645\u062d\u0648\u0631\u064b\u0627 \u0631\u0626\u064a\u0633\u064a\u064b\u0627 \u0644\u0625\u0639\u0627\u062f\u0629 \u0647\u064a\u0643\u0644\u0629 \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644. \n \u0641\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062d\u062f\u064a\u062b\u0629 \u0644\u0645 \u062a\u0639\u062f \u062a\u0642\u064a\u0651\u0645 \u0645\u0648\u0638\u0641\u064a\u0647\u0627 \u0641\u0642\u0637 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u062a\u0642\u0646\u064a\u0629\u060c \n \u0628\u0644 \u0639\u0644\u0649 \u0642\u062f\u0631\u062a\u0647\u0645 \u0641\u064a \u0627\u0644\u062a\u0641\u0627\u0639\u0644 \u0645\u0639 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u0648\u062a\u0637\u0648\u064a\u0631 \u062d\u0644\u0648\u0644 \u062c\u062f\u064a\u062f\u0629 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0622\u0644\u064a. \n \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0628\u0627\u062a \u0645\u0631\u062a\u0628\u0637\u064b\u0627 \u0628\u0645\u062f\u0649 \u0627\u0646\u062f\u0645\u0627\u062c \u0627\u0644\u0625\u0646\u0633\u0627\u0646 \u0641\u064a \u0627\u0644\u0645\u0646\u0638\u0648\u0645\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \n \u0648\u0644\u064a\u0633 \u0628\u0645\u0642\u062f\u0627\u0631 \u0645\u0627 \u064a\u0645\u0643\u0646 \u0627\u0633\u062a\u0628\u062f\u0627\u0644\u0647 \u0628\u0627\u0644\u0622\u0644\u0629.\n <\/p>\n <p>\n \u0648\u0641\u0642\u064b\u0627 \u0644\u062f\u0631\u0627\u0633\u0629 <a href=\"https:\/\/www.mckinsey.com\/\" target=\"_blank\" rel=\"noopener\">McKinsey<\/a> \u0627\u0644\u0623\u062e\u064a\u0631\u0629\u060c \n \u0641\u0625\u0646 \u0623\u0643\u062b\u0631 \u0645\u0646 50\u066a \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0628\u0646\u0651\u062a \u062d\u0644\u0648\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u062a\u0645\u0643\u0646\u062a \u0645\u0646 \u062e\u0644\u0642 \u0648\u0638\u0627\u0626\u0641 \u062c\u062f\u064a\u062f\u0629 \n \u0628\u062f\u0644\u064b\u0627 \u0645\u0646 \u0641\u0642\u062f\u0627\u0646\u0647\u0627. \u0647\u0630\u0647 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u062a\u062c\u0645\u0639 \u0628\u064a\u0646 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0628\u0634\u0631\u064a \u0648\u0627\u0644\u0641\u0647\u0645 \u0627\u0644\u062e\u0648\u0627\u0631\u0632\u0645\u064a \n \u0641\u064a \u0645\u062c\u0627\u0644\u0627\u062a \u0643\u0627\u0644\u062a\u0633\u0648\u064a\u0642 \u0627\u0644\u0630\u0643\u064a\u060c \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0645\u062e\u0635\u0635\u060c \u0648\u0627\u0644\u0637\u0628 \u0627\u0644\u062a\u0646\u0628\u0624\u064a.\n <\/p>\n\n <blockquote>\n \u00ab\u0641\u064a \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u060c \u0644\u0646 \u064a\u064f\u0637\u0644\u0628 \u0645\u0646\u0643 \u0623\u0646 \u062a\u062a\u0646\u0627\u0641\u0633 \u0645\u0639 \u0627\u0644\u0622\u0644\u0629\u060c \u0628\u0644 \u0623\u0646 \u062a\u0639\u0631\u0641 \u0643\u064a\u0641 \u062a\u062a\u0639\u0627\u0648\u0646 \u0645\u0639\u0647\u0627.\u00bb \n \u2014 \u0627\u0644\u0645\u0646\u062a\u062f\u0649 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u060c \u062a\u0642\u0631\u064a\u0631 \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 2025\n <\/blockquote>\n\n <h2>\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0643\u0645\u062d\u0641\u0651\u0632 \u0644\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0648\u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629<\/h2>\n <p>\n \u064a\u064f\u0639\u062f \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0627\u0644\u064a\u0648\u0645 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0645\u062c\u0631\u062f \u0648\u0633\u064a\u0644\u0629 \u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0623\u062f\u0627\u0621\u061b \n \u0625\u0646\u0647 \u0623\u062f\u0627\u0629 \u0644\u062e\u0644\u0642 \u0623\u0633\u0648\u0627\u0642 \u062c\u062f\u064a\u062f\u0629 \u0628\u0627\u0644\u0643\u0627\u0645\u0644. \n \u0641\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0628\u0627\u062a\u062a \u062a\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0627\u0644\u062a\u0646\u0628\u0624\u064a\u0629 \u0644\u062a\u062d\u062f\u064a\u062f \u0641\u062c\u0648\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \n \u0642\u0628\u0644 \u0638\u0647\u0648\u0631\u0647\u0627\u060c \u0628\u064a\u0646\u0645\u0627 \u062a\u0639\u062a\u0645\u062f \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0643\u0628\u0631\u0649 \u0639\u0644\u0649 \u0627\u0644\u062e\u0648\u0627\u0631\u0632\u0645\u064a\u0627\u062a \u0644\u0627\u0643\u062a\u0634\u0627\u0641 \u0641\u0631\u0635 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \n \u0644\u0645 \u062a\u0643\u0646 \u0645\u0645\u0643\u0646\u0629 \u0645\u0646 \u0642\u0628\u0644. \n \u0647\u0630\u0627 \u0627\u0644\u062a\u0648\u062c\u0647 \u0623\u062f\u0649 \u0625\u0644\u0649 \u062a\u0633\u0631\u064a\u0639 \u0648\u062a\u064a\u0631\u0629 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0628\u0634\u0643\u0644 \u0644\u0645 \u064a\u0634\u0647\u062f\u0647 \u0627\u0644\u0639\u0627\u0644\u0645 \u0645\u0646\u0630 \u0638\u0647\u0648\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a.\n <\/p>\n <p>\n \u062a\u0634\u064a\u0631 \u062a\u0642\u062f\u064a\u0631\u0627\u062a <a href=\"https:\/\/www.pwc.com\/\" target=\"_blank\" rel=\"noopener\">PwC<\/a> \n \u0625\u0644\u0649 \u0623\u0646 \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0633\u062a\u0632\u062f\u0627\u062f \u0628\u0645\u0639\u062f\u0644 26\u066a \u062e\u0644\u0627\u0644 \u0627\u0644\u0639\u0642\u062f \u0627\u0644\u0642\u0627\u062f\u0645 \n \u0628\u0641\u0636\u0644 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u0642\u0637\u0627\u0639\u0627\u062a \u0627\u0644\u062a\u0635\u0646\u064a\u0639\u060c \u0627\u0644\u0637\u0627\u0642\u0629\u060c \u0648\u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0627\u0644\u064a. \n \u0643\u0645\u0627 \u0633\u064a\u0634\u0647\u062f \u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0642\u0641\u0632\u0629 \u0646\u0648\u0639\u064a\u0629 \u0645\u0639 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u0646\u0638\u0645\u0629 \u062a\u0639\u0644\u064a\u0645\u064a\u0629 \u0630\u0643\u064a\u0629 \n \u062a\u0648\u0641\u0631 \u062a\u062c\u0627\u0631\u0628 \u0645\u062e\u0635\u0635\u0629 \u0644\u0643\u0644 \u0637\u0627\u0644\u0628 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0623\u062f\u0627\u0626\u0647 \u0648\u0633\u0631\u0639\u0629 \u062a\u0639\u0644\u0645\u0647.\n <\/p>\n\n <h2>\u0623\u062b\u0631 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0639\u0644\u0649 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0648\u0627\u0644\u0645\u062c\u062a\u0645\u0639<\/h2>\n <p>\n \u0627\u0644\u0623\u062b\u0631 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0644\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u0627 \u064a\u0645\u0643\u0646 \u0641\u0635\u0644\u0647 \u0639\u0646 \u062a\u0623\u062b\u064a\u0631\u0647 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a. \n \u0641\u0628\u064a\u0646\u0645\u0627 \u062a\u064f\u062d\u0642\u0642 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0623\u0631\u0628\u0627\u062d\u064b\u0627 \u063a\u064a\u0631 \u0645\u0633\u0628\u0648\u0642\u0629 \u0628\u0641\u0636\u0644 \u0627\u0644\u0623\u062a\u0645\u062a\u0629 \u0648\u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0630\u0643\u064a\u060c \n \u064a\u0648\u0627\u062c\u0647 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u062a\u062d\u062f\u064a\u0627\u062a \u062a\u062a\u0639\u0644\u0642 \u0628\u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u062b\u0631\u0648\u0629\u060c \u0627\u0644\u0639\u062f\u0627\u0644\u0629 \u0627\u0644\u0648\u0638\u064a\u0641\u064a\u0629\u060c \u0648\u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0641\u064a \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644. \n \u0644\u0630\u0627 \u0628\u062f\u0623 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u062f\u0648\u0644 \u0628\u0625\u0637\u0644\u0627\u0642 \u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0644\u0625\u0639\u0627\u062f\u0629 \u062a\u0623\u0647\u064a\u0644 \u0627\u0644\u0642\u0648\u0649 \u0627\u0644\u0639\u0627\u0645\u0644\u0629 \n \u0644\u0636\u0645\u0627\u0646 \u0639\u062f\u0645 \u0627\u062a\u0633\u0627\u0639 \u0627\u0644\u0641\u062c\u0648\u0629 \u0628\u064a\u0646 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u0642\u0646\u064a\u0629.\n <\/p>\n <p>\n \u062a\u0642\u0627\u0631\u064a\u0631 <a href=\"https:\/\/www.weforum.org\/\" target=\"_blank\" rel=\"noopener\">World Economic Forum<\/a> \n \u062a\u0624\u0643\u062f \u0623\u0646 44\u066a \u0645\u0646 \u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0627\u0644\u062d\u0627\u0644\u064a\u0629 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0633\u062a\u062a\u063a\u064a\u0631 \u062e\u0644\u0627\u0644 \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u062e\u0645\u0633 \u0627\u0644\u0642\u0627\u062f\u0645\u0629. \n \u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0645\u0633\u062a\u0645\u0631 \u0648\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0642\u062f\u0631\u0627\u062a \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \n \u0644\u0645 \u064a\u0639\u062f \u0631\u0641\u0627\u0647\u064a\u0629 \u0628\u0644 \u0636\u0631\u0648\u0631\u0629 \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0644\u0636\u0645\u0627\u0646 \u0628\u0642\u0627\u0621 \u0627\u0644\u062f\u0648\u0644 \u0641\u064a \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629.\n <\/p>\n\n <h2>\u0627\u0644\u062a\u0648\u0627\u0632\u0646 \u0628\u064a\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0648\u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a\u0629<\/h2>\n <p>\n \u064a\u062a\u0637\u0644\u0651\u0628 \u0639\u0635\u0631 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0641\u0643\u064a\u0631 \u0641\u064a \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0648\u0627\u0644\u0625\u0646\u0633\u0627\u0646. \n \u0641\u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0644\u0645 \u062a\u0639\u062f \u062a\u064f\u062a\u062e\u0630 \u0641\u0642\u0637 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0643\u0645\u064a\u060c \n \u0628\u0644 \u0623\u0635\u0628\u062d\u062a \u062a\u062a\u0636\u0645\u0646 \u0628\u064f\u0639\u062f\u064b\u0627 \u0625\u0646\u0633\u0627\u0646\u064a\u064b\u0627 \u064a\u0631\u0627\u0639\u064a \u0627\u0644\u0642\u064a\u0645 \u0648\u0627\u0644\u0623\u062e\u0644\u0627\u0642. \n \u0648\u0644\u0647\u0630\u0627 \u0627\u0644\u0633\u0628\u0628 \u0638\u0647\u0631\u062a \u0648\u0638\u064a\u0641\u0629 “\u0645\u0647\u0646\u062f\u0633 \u0627\u0644\u0642\u064a\u0645 \u0627\u0644\u062e\u0648\u0627\u0631\u0632\u0645\u064a\u0629” \n \u0627\u0644\u0630\u064a \u064a\u0636\u0645\u0646 \u0623\u0646 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u062a\u064f\u062f\u0627\u0631 \u0648\u0641\u0642 \u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0639\u062f\u0627\u0644\u0629 \u0648\u0627\u0644\u0645\u0633\u0627\u0648\u0627\u0629.\n <\/p>\n <p>\n \u0639\u0644\u0649 \u0627\u0644\u0635\u0639\u064a\u062f \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u060c \u0628\u062f\u0623\u0646\u0627 \u0646\u0631\u0649 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0641\u064a \u062e\u062f\u0645\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a\u060c \n \u0645\u062b\u0644 \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0628\u064a\u0626\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062a\u063a\u064a\u0631 \u0627\u0644\u0645\u0646\u0627\u062e\u064a\u060c \n \u0648\u062a\u0637\u0648\u064a\u0631 \u0623\u062f\u0648\u0627\u062a \u062a\u0639\u0644\u064a\u0645\u064a\u0629 \u062a\u062f\u0639\u0645 \u0630\u0648\u064a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629\u060c \n \u0648\u0645\u0628\u0627\u062f\u0631\u0627\u062a \u0635\u062d\u064a\u0629 \u062a\u062a\u0646\u0628\u0623 \u0628\u0627\u0644\u0623\u0648\u0628\u0626\u0629 \u0642\u0628\u0644 \u0627\u0646\u062a\u0634\u0627\u0631\u0647\u0627. \n \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0644\u0645 \u064a\u0639\u062f \u0645\u062c\u0631\u062f \u0623\u062f\u0627\u0629 \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629\u060c \u0628\u0644 \u0623\u0635\u0628\u062d \u062c\u0632\u0621\u064b\u0627 \u0645\u0646 \u0628\u0646\u064a\u0629 \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u062d\u062f\u064a\u062b\u0629.\n <\/p>\n\n <div class=\"note\">\n <strong>\u0631\u0624\u064a\u0629 \u062e\u062a\u0627\u0645\u064a\u0629:<\/strong> \n \u0644\u0646 \u064a\u0642\u064a\u0633 \u0627\u0644\u062a\u0627\u0631\u064a\u062e \u0645\u062f\u0649 \u0630\u0643\u0627\u0621 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u064a \u0623\u0646\u0634\u0623\u0647\u0627 \u0627\u0644\u0625\u0646\u0633\u0627\u0646\u060c \n \u0628\u0644 \u0645\u062f\u0649 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647 \u0644\u0647\u0630\u0627 \u0627\u0644\u0630\u0643\u0627\u0621 \u0641\u064a \u062a\u062d\u0633\u064a\u0646 \u062c\u0648\u062f\u0629 \u0627\u0644\u062d\u064a\u0627\u0629\u060c \n \u0648\u0636\u0645\u0627\u0646 \u0627\u0644\u0639\u062f\u0627\u0644\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0644\u0644\u0623\u062c\u064a\u0627\u0644 \u0627\u0644\u0642\u0627\u062f\u0645\u0629.\n <\/div>\n\n \n<style>\n.faq-container{\n background:#FFF4E6;\n border-radius:14px;\n box-shadow:0 4px 10px rgba(0,0,0,0.1);\n padding:18px 16px;\n margin:24px 0;\n color:#000000;\n font-family:\"Noto Kufi Arabic\",\"Tahoma\",sans-serif;\n}\n.faq-title{\n color:#FF7A00;\n margin:0 0 12px 0;\n font-size:clamp(22px,3.2vw,30px);\n font-weight:800;\n}\n.faq-item{\n border-bottom:1px solid rgba(0,0,0,0.08);\n padding:8px 0;\n}\n.faq-item:last-child{border-bottom:none;}\n.faq-item summary{\n list-style:none;\n cursor:pointer;\n font-weight:bold;\n color:#000000;\n position:relative;\n padding:12px 40px 12px 12px; \/* \u0645\u0633\u0627\u062d\u0629 \u0644\u0623\u064a\u0642\u0648\u0646\u0629 +\/\u2212 \u0641\u064a \u0627\u0644\u064a\u0633\u0627\u0631 *\/\n border-radius:10px;\n outline:none;\n}\n.faq-item summary::-webkit-details-marker { display:none; }\n.faq-item summary::before{\n content:\"+\";\n position:absolute;\n left:12px; top:50%;\n transform:translateY(-50%);\n font-weight:800;\n font-size:20px;\n}\n.faq-item[open] summary::before{ content:\"\u2212\"; }\n\n.faq-content{\n overflow:hidden;\n max-height:0;\n transition:max-height 0.35s ease;\n will-change:max-height;\n}\n.faq-item[open] .faq-content{ max-height:600px; } \/* \u064a\u0643\u0641\u064a \u0644\u0645\u0639\u0638\u0645 \u0627\u0644\u0625\u062c\u0627\u0628\u0627\u062a *\/\n.faq-content p{ margin:10px 0 12px 0; color:#000000; }\n<\/style>\n\n<section aria-labelledby=\"faq-title\">\n <div class=\"faq-container\">\n <h2 id=\"faq-title\" class=\"faq-title\">\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u062d\u0648\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0648\u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644<\/h2>\n\n <details class=\"faq-item\">\n <summary>\u0645\u0627 \u0623\u062b\u0631 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0639\u0644\u0649 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062d\u0627\u0644\u064a\u0629\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u064a\u0642\u0644\u0651\u0635 \u0627\u0644\u0645\u0647\u0627\u0645 \u0627\u0644\u062a\u0643\u0631\u0627\u0631\u064a\u0629 \u0648\u064a\u0631\u0641\u0639 \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629\u060c \u0648\u064a\u062e\u0644\u0642 \u0623\u062f\u0648\u0627\u0631\u064b\u0627 \u062c\u062f\u064a\u062f\u0629 \u062a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0648\u0627\u0644\u0625\u0628\u062f\u0627\u0639 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0630\u0643\u064a\u0629.<\/p>\n <\/div>\n <\/details>\n\n <details class=\"faq-item\">\n <summary>\u0647\u0644 \u0633\u064a\u0633\u062a\u0628\u062f\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0627\u0644\u0628\u0634\u0631\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u0644\u0627 \u064a\u0633\u062a\u0628\u062f\u0644 \u0627\u0644\u0628\u0634\u0631 \u0643\u0644\u064a\u064b\u0627\u061b \u0628\u0644 \u064a\u0639\u0632\u0651\u0632 \u0642\u062f\u0631\u0627\u062a\u0647\u0645. \u0627\u0644\u0642\u064a\u0645\u0629 \u062a\u0628\u0642\u0649 \u0641\u064a \u0627\u0644\u062d\u0643\u0645 \u0627\u0644\u0628\u0634\u0631\u064a \u0648\u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0627\u062a \u0648\u0627\u0644\u0633\u064a\u0627\u0642.<\/p>\n <\/div>\n <\/details>\n\n <details class=\"faq-item\">\n <summary>\u0645\u0627 \u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0627\u0644\u0623\u0647\u0645 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0630\u0643\u064a\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0627\u0644\u062a\u0641\u0643\u064a\u0631 \u0627\u0644\u0646\u0642\u062f\u064a\u060c \u0643\u062a\u0627\u0628\u0629 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0644\u0644\u0646\u0645\u0627\u0630\u062c\u060c \u0641\u0647\u0645 \u062d\u062f\u0648\u062f \u0627\u0644\u062e\u0648\u0627\u0631\u0632\u0645\u064a\u0627\u062a\u060c \u0648\u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0645\u062a\u0639\u062f\u062f \u0627\u0644\u062a\u062e\u0635\u0635\u0627\u062a.<\/p>\n <\/div>\n <\/details>\n\n <details class=\"faq-item\">\n <summary>\u0643\u064a\u0641 \u062a\u0633\u062a\u0641\u064a\u062f \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0645\u0646 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u062f\u0648\u0627\u062a \u0633\u062d\u0627\u0628\u064a\u0629 \u0645\u0646\u062e\u0641\u0636\u0629 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0628\u064a\u0639\u0627\u062a\u060c \u0623\u062a\u0645\u062a\u0629 \u062e\u062f\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c \u0648\u062a\u062d\u0633\u064a\u0646 \u0633\u0644\u0627\u0633\u0644 \u0627\u0644\u0625\u0645\u062f\u0627\u062f.<\/p>\n <\/div>\n <\/details>\n\n <details class=\"faq-item\">\n <summary>\u0647\u0644 \u064a\u0647\u062f\u062f \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u0642\u062f \u064a\u0641\u0639\u0644 \u0630\u0644\u0643 \u0625\u0646 \u063a\u0627\u0628\u062a \u0627\u0644\u062d\u0648\u0643\u0645\u0629. \u0627\u0644\u062d\u0644 \u0647\u0648 \u0633\u064a\u0627\u0633\u0627\u062a \u0648\u0627\u0636\u062d\u0629 \u0644\u0644\u062a\u0642\u0644\u064a\u0644 \u0645\u0646 \u062c\u0645\u0639 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0641\u064a \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645.<\/p>\n <\/div>\n <\/details>\n\n <details class=\"faq-item\">\n <summary>\u0645\u0627 \u062f\u0648\u0631 \u0627\u0644\u062d\u0643\u0648\u0645\u0627\u062a \u0641\u064a \u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u0633\u0646 \u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0644\u0644\u0634\u0641\u0627\u0641\u064a\u0629\u060c \u0627\u0644\u0645\u0633\u0627\u0621\u0644\u0629\u060c \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0648\u0645\u0646\u0639 \u0627\u0644\u062a\u062d\u064a\u0651\u0632\u0627\u062a\u061b \u0645\u0639 \u062f\u0639\u0645 \u0628\u0631\u0627\u0645\u062c \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0623\u0647\u064a\u0644 \u0627\u0644\u0645\u0647\u0627\u0631\u064a.<\/p>\n <\/div>\n <\/details>\n\n <details class=\"faq-item\">\n <summary>\u0643\u064a\u0641 \u064a\u063a\u064a\u0651\u0631 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0623\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u062a\u0648\u0638\u064a\u0641\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u0627\u0639\u062a\u0645\u0627\u062f \u062a\u0642\u064a\u064a\u0645\u0627\u062a \u0630\u0643\u064a\u0629 \u0644\u0644\u0633\u064a\u0631 \u0648\u0627\u0644\u0633\u0644\u0648\u0643 \u0648\u0627\u0644\u0645\u0644\u0627\u0621\u0645\u0629 \u0627\u0644\u062b\u0642\u0627\u0641\u064a\u0629\u060c \u0645\u0627 \u064a\u0642\u0644\u0651\u0644 \u0627\u0644\u062a\u062d\u064a\u0651\u0632 \u0648\u064a\u062d\u0633\u0651\u0646 \u062c\u0648\u062f\u0629 \u0627\u0644\u0627\u062e\u062a\u064a\u0627\u0631.<\/p>\n <\/div>\n <\/details>\n\n <details class=\"faq-item\">\n <summary>\u0647\u0644 \u0627\u0644\u0623\u062a\u0645\u062a\u0629 \u062a\u0642\u0644\u0651\u0635 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0641\u0639\u0644\u064b\u0627\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u0646\u0639\u0645\u060c \u0639\u0628\u0631 \u0627\u0644\u062a\u0646\u0628\u0624 \u0628\u0627\u0644\u0623\u0639\u0637\u0627\u0644\u060c \u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u062c\u062f\u0627\u0648\u0644\u060c \u0648\u062a\u062e\u0641\u064a\u0636 \u0627\u0644\u0647\u062f\u0631\u2014\u0644\u0643\u0646 \u0623\u062b\u0631\u0647\u0627 \u0627\u0644\u0623\u0643\u0628\u0631 \u064a\u0638\u0647\u0631 \u0645\u0639 \u0625\u0639\u0627\u062f\u0629 \u062a\u0635\u0645\u064a\u0645 \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644.<\/p>\n <\/div>\n <\/details>\n\n <details class=\"faq-item\">\n <summary>\u0645\u0627 \u0623\u062b\u0631 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0639\u0644\u0649 \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0648\u0627\u0644\u062a\u062f\u0631\u064a\u0628 \u0627\u0644\u0645\u0647\u0646\u064a\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u064a\u0648\u0641\u0651\u0631 \u062a\u0639\u0644\u0645\u064b\u0627 \u062a\u0643\u064a\u0641\u064a\u064b\u0627 \u0648\u0645\u0633\u0627\u0631\u0627\u062a \u0641\u0631\u062f\u064a\u0629\u060c \u0648\u064a\u062a\u064a\u062d \u062a\u062f\u0631\u064a\u0628\u064b\u0627 \u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0639\u0645\u0644 \u064a\u0631\u0641\u0639 \u0627\u0643\u062a\u0633\u0627\u0628 \u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0628\u0633\u0631\u0639\u0629.<\/p>\n <\/div>\n <\/details>\n\n <details class=\"faq-item\">\n <summary>\u0643\u064a\u0641 \u062a\u0636\u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u064b\u0627 \u0645\u0633\u0624\u0648\u0644\u064b\u0627 \u0644\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u061f<\/summary>\n <div class=\"faq-content\">\n <p>\u0628\u0623\u0637\u0631 \u00ab\u062d\u0648\u0643\u0645\u0629 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u00bb: \u0627\u062e\u062a\u0628\u0627\u0631\u0627\u062a \u0627\u0644\u0627\u0646\u062d\u064a\u0627\u0632\u060c \u062a\u062a\u0628\u0639 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a\u060c \u0648\u0636\u0648\u062d \u0646\u0645\u0627\u0630\u062c \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0648\u062a\u062b\u0642\u064a\u0641 \u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646.<\/p>\n <\/div>\n <\/details>\n\n <\/div>\n<\/section>\n\n\n <h2 style=\"color:#FF7A00;\">\u0627\u0644\u0645\u0631\u0627\u062c\u0639 \u0648\u0627\u0644\u0645\u0635\u0627\u062f\u0631<\/h2>\n <table>\n <thead><tr><th>\u0627\u0644\u0648\u0635\u0641<\/th><th>\u0627\u0644\u0645\u0635\u062f\u0631<\/th><\/tr><\/thead>\n <tbody>\n <tr><td>\u062a\u0642\u0631\u064a\u0631 McKinsey \u0639\u0646 \u0627\u0644\u062a\u062d\u0648\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u064a \u0641\u064a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/td><td><a href=\"https:\/\/www.mckinsey.com\/\" target=\"_blank\" rel=\"noopener\">McKinsey<\/a><\/td><\/tr>\n <tr><td>\u062a\u062d\u0644\u064a\u0644 PwC \u062d\u0648\u0644 \u0627\u0644\u0623\u062b\u0631 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0644\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/td><td><a href=\"https:\/\/www.pwc.com\/\" target=\"_blank\" rel=\"noopener\">PwC<\/a><\/td><\/tr>\n <tr><td>\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u062f\u0649 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u062d\u0648\u0644 \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0648\u0638\u0627\u0626\u0641<\/td><td><a href=\"https:\/\/www.weforum.org\/\" target=\"_blank\" rel=\"noopener\">World Economic Forum<\/a><\/td><\/tr>\n <tr><td>\u0645\u0628\u0627\u062f\u0626 MIT \u062d\u0648\u0644 \u0623\u062e\u0644\u0627\u0642\u064a\u0627\u062a \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/td><td><a href=\"https:\/\/www.mit.edu\/\" target=\"_blank\" rel=\"noopener\">MIT<\/a><\/td><\/tr>\n <tr><td>\u0625\u0631\u0634\u0627\u062f\u0627\u062a OECD \u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0627\u0644\u0645\u0633\u0624\u0648\u0644<\/td><td><a href=\"https:\/\/www.oecd.org\/\" target=\"_blank\" rel=\"noopener\">OECD<\/a><\/td><\/tr>\n <tr><td>\u062a\u0642\u0631\u064a\u0631 UNESCO \u062d\u0648\u0644 \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0648\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a<\/td><td><a href=\"https:\/\/www.unesco.org\/\" target=\"_blank\" rel=\"noopener\">UNESCO<\/a><\/td><\/tr>\n <tr><td>\u062f\u0631\u0627\u0633\u0629 Harvard Business Review \u0639\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u0630\u0643\u064a\u0629<\/td><td><a href=\"https:\/\/hbr.org\/\" target=\"_blank\" rel=\"noopener\">Harvard Business Review<\/a><\/td><\/tr>\n <\/tbody>\n <\/table>\n\n <h2 style=\"color:#FF7A00;\">\u0644\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0623\u0642\u0633\u0627\u0645 \u0645\u0648\u0642\u0639 MOFIDAI<\/h2>\n <div class=\"buttons\">\n <a class=\"button-link\" href=\"https:\/\/www.mofidai.com\/category\/\u0623\u062e\u0628\u0627\u0631-\u0648\u0645\u0642\u0627\u0644\u0627\u062a\/\"><span class=\"icon\">\ud83d\udcf0<\/span><span class=\"label\">\u0623\u062e\u0628\u0627\u0631 \u0648\u0645\u0642\u0627\u0644\u0627\u062a<\/span><\/a>\n <a class=\"button-link\" href=\"https:\/\/www.mofidai.com\/category\/\u0627\u0644\u062f\u0648\u0631\u0627\u062a\/\"><span class=\"icon\">\ud83c\udf93<\/span><span class=\"label\">\u0627\u0644\u062f\u0648\u0631\u0627\u062a<\/span><\/a>\n <a class=\"button-link\" href=\"https:\/\/www.mofidai.com\/category\/\u0623\u062f\u0648\u0627\u062a-ai\/\"><span class=\"icon\">\ud83e\udde0<\/span><span class=\"label\">\u0623\u062f\u0648\u0627\u062a AI<\/span><\/a>\n <a class=\"button-link\" href=\"https:\/\/www.mofidai.com\/category\/\u062a\u0637\u0628\u064a\u0642\u0627\u062a-\u0648\u0627\u0644\u0639\u0627\u0628\/\"><span class=\"icon\">\ud83c\udfae<\/span><span class=\"label\">\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0648\u0623\u0644\u0639\u0627\u0628<\/span><\/a>\n <\/div>\n\n <footer>\n <p><strong>\u0627\u0644\u0643\u0627\u062a\u0628:<\/strong> RACHID SAYAGH | <strong>\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0646\u0634\u0631:<\/strong> 25 \u0623\u0643\u062a\u0648\u0628\u0631 2025<\/p>\n <\/footer>\n\n<\/section>\n\n<script>\nconst faqs=document.querySelectorAll('.faq-question');\nfaqs.forEach(q=>{\n q.addEventListener('click',()=>{\n const item=q.parentElement;\n item.classList.toggle('active');\n });\n});\n<\/script>\n\n<\/article>\n<\/body>\n<\/html>\n\r\n\t\t<div class=\"review_wrap\">\r\n\t\t\t<div id=\"review-box\" class=\"review-box review-bottom review-percentage\">\r\n\t\t\t\t<div class=\"review-summary\">\r\n\t\t\t\t\t<div class=\"review-final-score\">\r\n\t\t\t\t\t\t<h3>0<span>%<\/span><\/h3>\r\n\t\t\t\t\t\t<h4><\/h4>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\r\n\t\t\t\t<div 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MOFIDAI.<\/p>\n","protected":false},"author":2,"featured_media":1672,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4],"tags":[],"class_list":["post-1668","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4"],"acf":[],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/posts\/1668","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/comments?post=1668"}],"version-history":[{"count":0,"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/posts\/1668\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/media\/1672"}],"wp:attachment":[{"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/media?parent=1668"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/categories?post=1668"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mofidai.com\/ar\/wp-json\/wp\/v2\/tags?post=1668"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}